Credit Analyst - Agent Finance at Wintrust… · Rosemont

Summary: Wintrust Financial Corporation is a $66 billion financial institution based in Rosemont, Illinois, providing community and commercial banking, specialty finance, and wealth management services. The Credit Analyst will review financial reports, prepare credit memos, and collaborate with lenders and managers to analyze and recommend credit structures. Responsibilities: - Review and accurately input information from TPP reports, Business metrics reports, compensation reports and tax returns and provide analysis on leverage, cash flow, liquidity and coverage ratios - Prepare credit memos - Work with lenders in recommending approval, denial or credit structure terms - Collaborate with relationship managers and portfolio managers - Present loan request to committee or senior management - Attend and travel to events – 10% travel may be required - Participate in all forms of marketing and developing new business - Assist in monitoring existing portfolio performance and covenant compliance - Understand and help in identifying early warning signs of performance and credit deterioration Required Qualifications: - Bachelor's degree minimum - Expert in Excel (Pivots, Vlookup, IF statements, conditional formatting, etc.) - Data Analytics/Reporting - Attentional to detail - Critical thinking - Strong work ethic Preferred Qualifications: - Marketing, Finance, Economics or Business experience preferred Required Skills: Excel, Data Analytics Important Skills: Finance Benefits: Medical Insurance, Dental, Vision, Life insurance, Accidental death and dismemberment, Short-term and long-term Disability Insurance, Parental Leave, Employee Assistance Program (EAP), Traditional and Roth 401(k) with company match, Flexible Spending Account (FSA), Employee Stock Purchase Plan at 5% discount, Critical Illness Insurance, Accident Insurance, Transportation and Commuting Benefits, Banking Benefits, Pet Insurance