TerraPay→
Manager - Treasury & Liquidity Management at TerraPay in SG
Skills
Job Description
About TerraPay
TerraPay is a leading global payments infrastructure company connecting banks, fintechs, digital wallets, money transfer operators, and businesses through a secure and scalable global payments network. Operating across 150+ markets, TerraPay enables seamless cross-border money movement through innovative payment solutions and robust financial infrastructure.
As TerraPay continues its global expansion, we are seeking a highly motivated treasury professional to join our Treasury team and support the efficient management of liquidity, funding, foreign exchange exposures, and treasury operations across multiple markets, with a particular focus on Asia-Pacific.
Role Overview
The Manager – Treasury & Liquidity Management will play a critical role in managing TerraPay's global liquidity, cash positioning, funding requirements, and FX exposures across multiple currencies and banking partners. The role will work closely with Treasury, Banking Partnerships, Operations, Technology, Product, Finance, Commercial, Compliance, and Risk teams to ensure efficient movement of funds across TerraPay's global network.
The successful candidate will also support TerraPay's strategic stablecoin and digital settlement initiatives, helping integrate blockchain-enabled liquidity solutions into the company's treasury framework to improve funding efficiency, reduce prefunding requirements, and accelerate settlement cycles.
How You Will Create Impact
Liquidity & Cash Management
- Manage daily liquidity and cash positions across multiple currencies, entities, and banking partners globally.
- Monitor funding requirements and support short-term and medium-term cash forecasting across global payment corridors.
- Optimise utilisation of nostro accounts and working capital across TerraPay's network.
- Ensure efficient deployment of liquidity while maintaining adequate coverage across all key currencies and settlement locations.
- Identify opportunities to reduce idle cash balances and improve liquidity efficiency.
FX & Funding Management
- Support FX execution and management of currency exposures across G10 and Emerging Market currencies.
- Monitor currency risk and funding requirements arising from cross-border payment flows.
- Work with liquidity providers and banking partners to improve execution quality and funding efficiency.
- Assist in the development of funding optimisation strategies to improve treasury returns and reduce financing costs.
Stablecoin & Digital Asset Treasury Management
- Support the management of stablecoin-based liquidity pools used for cross-border settlement and treasury operations.
- Monitor stablecoin balances, wallet positions, and funding requirements across approved blockchain networks.
- Assist in managing liquidity across traditional banking rails and digital settlement infrastructure.
- Work with Product, Compliance, Risk, and Banking teams to operationalise stablecoin-enabled payment and treasury solutions.
- Monitor and manage operational, liquidity, counterparty, and regulatory risks associated with stablecoin settlement activities.
- Support relationships with stablecoin issuers, custodians, digital asset infrastructure providers, and blockchain settlement partners.
- Contribute to the development of treasury policies, controls, reporting frameworks, and operating procedures governing digital asset treasury activities.
- Assist in identifying opportunities to reduce prefunding and improve working capital efficiency through stablecoin-based settlement models.
Treasury Strategy & Optimisation
- Develop strategies to optimise liquidity utilisation, reduce funding costs, and improve treasury efficiency.
- Support pricing, corridor profitability, and margin optimisation initiatives.
- Analyse payment flow behaviour and identify opportunities to improve capital efficiency.
- Participate in strategic treasury transformation, automation, and liquidity optimisation projects.
Banking & Partner Management
- Build and maintain strong relationships with banking partners, liquidity providers, and payment ecosystem participants.
- Support onboarding of new banking partners and treasury infrastructure providers.
- Participate in discussions related to bank accounts, funding facilities, liquidity arrangements, and settlement services.
Risk Management & Controls
- Monitor treasury risks including liquidity, counterparty, settlement, operational, and market risks.
- Ensure compliance with treasury policies, regulatory requirements, and internal control frameworks.
- Support treasury governance, audit, and compliance activities across multiple jurisdictions.
- Escalate emerging liquidity or market risks and recommend mitigation actions.
Reporting, Data & Automation
- Build and maintain treasury dashboards, management reports, and analytics to provide visibility into liquidity, funding, and risk positions.
- Partner with Product, Technology, and Operations teams to automate treasury workflows and settlement processes.
- Leverage data analytics to improve treasury decision-making and operational efficiency.
Growth & Expansion Support
- Support treasury readiness for new market launches and strategic business initiatives.
- Assist with treasury infrastructure expansion across new geographies and payment corridors.
- Contribute to projects involving new settlement mechanisms, banking integrations, and liquidity solutions.
Essential Qualifications
- Bachelor's degree in Finance, Economics, Accounting, Mathematics, Business, Engineering, or a related discipline.
- 3-8 years of experience in Treasury, Cash Management, Liquidity Management, Payments, Banking, Financial Markets, Fintech, or Financial Services.
- Strong understanding of liquidity management, cash forecasting, and treasury operations.
- Knowledge of FX markets and multicurrency funding environments.
- Experience working with banks, financial institutions, payment companies, or fintech organisations.
- Strong analytical and problem-solving skills with a high level of numerical proficiency.
- Advanced proficiency in Microsoft Excel and PowerPoint.
- Ability to manage multiple priorities in a fast-paced environment.
- Strong stakeholder management and communication skills.
- Entrepreneurial mindset with strong ownership and accountability.
Preferred Qualifications
- Experience within cross-border payments, remittance, fintech, transaction banking, or payment infrastructure businesses.
- Familiarity with APAC banking infrastructure and payment ecosystems.
- Experience managing multicurrency treasury operations across multiple jurisdictions.
- Exposure to stablecoins, blockchain-based settlement networks, digital asset payment infrastructure, or tokenised money movement solutions.
- Understanding of digital asset custody models, wallet infrastructure, and blockchain settlement mechanisms.
- Knowledge of treasury management systems, SWIFT connectivity, banking platforms, and liquidity management tools.
- Exposure to Bloomberg, Reuters, or similar analytical platforms.
- Understanding of working capital management and liquidity optimisation techniques.
- Experience operating within regulated financial institutions across multiple jurisdictions.
What Success Looks Like
Strong liquidity coverage across all key currencies, settlement locations, and payment corridors.
Reduced funding costs and enhanced working capital utilisation.
Successful integration of stablecoin-enabled settlement and liquidity solutions into treasury operations.
Reduced prefunding requirements through improved liquidity optimisation and alternative settlement mechanisms.
Improved visibility into liquidity, funding, and risk positions through robust reporting and analytics.
Increased operational efficiency through process automation and treasury transformation initiatives.
Strong relationships with banking partners, liquidity providers, custodians, and digital settlement partners.
Meaningful contribution to TerraPay's global growth, profitability, and scalability objectives.
Competitive compensation package.
Opportunity to work with a truly global payments company operating across 150+ markets.
Exposure to leading banks, fintechs, stablecoin issuers, and payment ecosystems worldwide.
25 days annual leave plus public holidays and birthday leave.
Comprehensive healthcare benefits.
Career development opportunities within a fast-growing global fintech organisation.