Senior Underwriter – Financial Lines &… at Relm Insurance · Hamilton

The Assistant Vice President, Financial Lines and Cyber serves as a mid-level underwriting authority within the assigned book of business, helping to define and execute underwriting strategy while mentoring or managing more junior members of the team. This role blends hands-on underwriting of complex risks whilst supervising and supporting others to deliver on their role.

WHAT YOU WILL DO:

• Serve as a mid-level underwriting authority within the team, helping define and execute underwriting strategies that support profitable growth and strong portfolio performance.

• Assist with strategic planning by reviewing portfolio metrics to evaluate performance and underwriting outcomes.

• Build, manage, and expand relationships with strategic brokers and policyholders to support account development, retention, and cross-sell opportunities.

• Independently underwrite and negotiate complex risks in line with Relm's risk appetite and underwriting guidelines.

• Negotiate, prepare, and draft policy and endorsement wording, working with underwriting counsel and product innovation where needed to ensure clarity, compliance, and consistency with regulatory and market standards.

• Provide a professional layer of leadership, mentorship, and day-to-day support to junior underwriters and underwriting support staff.

• Support the Vice President with monitoring and analyzing portfolio performance, contributing to reporting, planning, and forecasting activities across the book.

• Work closely with internal stakeholders, including Product, Claims, Legal, Compliance, and Risk, to ensure underwriting execution is aligned with Relm's broader strategic priorities.

• Promote underwriting efficiency through process improvements, data usage, and technology adoption.

• Ensure the team adheres to internal underwriting guidelines, frameworks, regulatory requirements, and underwriting file documentation standards through regular audits and reviews – including use of raters for each risk quoted and bound.

• Attend and occasionally present at industry conferences, as needed and as the opportunity presents itself.

• Engage in ad-hoc projects and tasks as assigned to contribute to the continuous improvement and growth of Relm.

• Serve as a strong contributor to the continued development of Relm’s products and internal processes.

• Develop into, and serve, as a specialist and subject matter expert in Relm’s emerging risk sectors – both internally and externally – designing and leading underwriting strategies to increase portfolio diversification in one or more of these sectors.

• Engage in insurance-technical continuous professional development to maintain and advance industry qualifications such as CPCU or ACII.

• Ability to work outside of core hours and travel overseas, as required.

WHAT YOU BRING TO THE TABLE:

• 7 years of underwriting experience, preferably within the assigned book of business.

• A bachelor's degree or equivalent experience; industry designations such as AU, CPCU, or RPLU are a plus.

• Foundational knowledge of the core coverages, policy constructs, pricing methodology, and risk evaluation relevant to the assigned book of business.

• Solid experience working with both brokers and clients, with strong interpersonal skills and an interest in developing market relationships over time.

• A confident and clear communicator, both written and verbal, able to explain underwriting decisions and contribute meaningfully to team and client discussions.

• A curious, proactive, and adaptable growth mindset, with a strong desire to stay current on market trends and evolving risks.

• An understanding of regulatory frameworks and a strong commitment to compliance and ethical conduct, including imparting this knowledge to more junior staff.

• Advanced skills across all Microsoft Office applications.

WHAT WE OFFER:

• Full Payroll Tax & Social Insurance Coverage: The company covers 100% of your payroll tax and social insurance, ensuring your financial security and peace of mind.
• Comprehensive Insurance Plans: We provide 100% coverage for your health, dental, and life insurance, keeping you and your loved ones well protected.
• Generous Pension Contributions: The company contributes 5% of your pensionable earnings, helping you plan and secure your financial future.
• Paid Time Off (PTO): You will accrue 28 days of Paid Time Off (PTO), giving you the flexibility to take vacation, sick leave, or personal time.
• Professional Development Opportunities: We invest in your career with training, development programs, and mentorship to help you grow and achieve your professional goals.
• Travel Benefits: Enjoy travel perks such as commuting and parking benefits to make your daily commute easier and more convenient.
• Wellness Benefits: Stay healthy and active with wellness perks, including gym memberships and access to exercise classes, designed to support your well-being.
• Your Voice Matters: Work in an environment where your ideas and opinions are not just heard but valued and crucial to our team’s success.
• Endless Growth Opportunities: Benefit from a multitude of career growth opportunities, ensuring you have the resources and support to advance within the company.
• Flexible & Family-Friendly Work Environment: Embrace a hybrid approach to work that provides flexibility and supports a balanced, family-friendly lifestyle.

At Relm, you won’t just join a company - you’ll be part of a team that’s shaping the future. If you’re ready to make an impact, we’d love to hear from you.