Product Manager II at Razorpay… · Bengaluru

Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - we’ve since grown into a fintech powerhouse driving India’s digital payment revolution. Razorpay powers millions of businesses with a smarter, scalable stack that goes beyond transactions to help them truly build and grow. From building AI-native agentic payments, to AI-assisted fraud detection and real-time risk intelligence to automated reconciliation, smart payouts, and predictive financial insights, we are embedding intelligence across our stack to make money movement faster, safer, and more efficient. In close collaboration with ecosystem partners - including banks, networks, regulators - we are pioneering industry-first solutions that are shaping the next era of fintech Across India, Singapore and Malaysia, our products span everything from seamless checkouts to payroll automation - powering a fintech ecosystem that’s redefining how money moves across Asia. Today, that ecosystem supports everyone from early-stage startups to some of India’s largest enterprises, enabling them to accept, process, and disburse payments at scale while expanding into new ways of managing money more efficiently. Our scale speaks volumes: Razorpay processes $180+ billion in annualized transactions, powering leading businesses like Airbnb, Facebook, WhatsApp, Airtel, CRED, BookmyShow, Zomato, Swiggy, Lenskart, Mirae Asset Capital markets, Indian Oil, National Pension Scheme - and over 100 of India’s unicorns. With strong roots in India and growing operations in Southeast Asia, we are shaping the next chapter of financial technology across the region. We are backed by global investors including GIC, Peak XV Partners (formerly Sequoia Capital India & SEA), Tiger Global, Ribbit Capital, Matrix Partners, MasterCard, and Salesforce Ventures, having raised over $740 million to date. Strategic acquisitions - including Ezetap (POS and offline payments), Curlec (Malaysia expansion), BillMe (digital invoicing), and POP (rewards-first UPI) - along with earlier moves in fraud prevention, payroll, and lending, have further strengthened our platform and widened our footprint across Asia. But what truly sets Razorpay apart is our culture. At Razorpay, ownership is our oxygen - you own what you build, with no micromanagement or red tape, just the runway to make your ideas fly. Learning is a lifestyle - if you’re curious, you’ll feel at home here. People > Pedigree - we hire for attitude, hustle, and hunger more than degrees. Transparency thrives over titles - this is where interns question CXOs and CXOs say “thank you.” Guided by our values of Customer First, Autonomy & Ownership, Agility with Integrity, Transparency, Challenging the status quo and a strong belief that Razorpay grows with Razors,  you’ll be part of a 3000+ strong team building not just products, but the financial infrastructure of the future. The Role As Full Stack AI Product Manager, you'll be the catalyst for AI-driven operational transformation at Razorpay. Your mission is to eliminate inefficiency and elevate quality across internal teams by solving things via AI. This role is perfect for an AI enthusiast who thrives on experimentation. You'll march Razorpay forward in the direction of full-stack building via building or integrating video-coding stacks. And also do things that earlier wasn't just feasible. Working directly with the CPO, Design Head and product leadership team, you'll have the unique opportunity to shape how AI transforms the product management function. Key Responsibilities AI Product Strategy & Vision Identify high-impact use cases where full-stack building is relevant. Explore & scale prototyping as a culture across the org. Full Stack product building Internal AI Tools: Design and build productivity-multiplying tools that teams actually want to use, focusing on eliminating repetitive work and reducing time-to-completion Agentic Workflows: Create intelligent agents that can understand context, make decisions, and take actions across multiple platforms and data sources Cross-Platform Integration: Build seamless connections between various internal tools, APIs, and data sources to create unified, intelligent workflows Hands-On building Rapid Prototyping: Proficiently use no-code/low-code platforms like Replit, Lovable, and Cursor to build and test functional prototypes quickly Understanding of UX & Design systems: Robust understanding of user experience and how design systems play a key role in the UX journey Engineering: Understand basics of engineering to hands-on code if needed in the POC phase and productionise these early prototypes. Cross-Functional Collaboration Partner with Engineering, Data Science, Design, and Operations teams to bring full stack building to a reality and scale. Own a few of these e2e and then scale the GTM via the entire product & design team. Work with Compliance, Risk, and Legal teams to ensure AI implementations meet regulatory requirements Collaborate with external vendors and ecosystem partners for AI infrastructure and specialized capabilities What We're Looking For Bachelor's degree in Engineering (Computer Science, Electronics, or related technical field) with 2 years of engineering experience Hands-on experience with design first products Hands-on experience building AI-powered solutions using no-code platforms (Replit, Lovable, Cursor) Strong analytical and problem-solving skills with comfort in rapid prototyping and iterative development Razorpay believes in and follows an equal employment opportunity policy that doesn't discriminate on gender, religion, sexual orientation, colour, nationality, age, etc. We welcome interests and applications from all groups and communities across the globe. Follow us on LinkedIn & Twitter