| Job Purpose |
| To lead and manage a high-performing complaints team by driving end-to-end customer outcomes, CSAT improvement, quality, productivity, and capability building, while ensuring compliance with regulatory and service standards. |
| Key Result Areas |
Performance & Productivity Ownership
- <span style="font-family: "Aptos Display", sans-serif;">Own team and individual productivity, capacity utilization, and complaint backlog control.
- <span style="font-family: "Aptos Display", sans-serif;">Proactively manage queues, aging, and work allocation to meet TAT and service targets.
- <span style="font-family: "Aptos Display", sans-serif;">Drive performance recovery actions where KPIs fall below target.
- Own end-to-end customer outcomes, not just case closure.
- Drive Complaint CSAT improvement by:
- Analysing survey results, detractor themes, and response trends
- Identifying service gaps and recovery opportunities
- Implementing targeted actions to improve CSAT score and survey response rate
End-to-End Complaint & CSAT Ownership
- Ensure customer communications are clear, empathetic, accurate, and professional.
Quality, Compliance & Risk-Control
- <span style="font-family: "Aptos Display", sans-serif;">Ensure all complaints are handled in line with SOPs, Consumer Protection Regulations, and internal policies.
- <span style="font-family: "Aptos Display", sans-serif;">Conduct structured quality reviews and coach agents to improve decision-making and communication.
- <span style="font-family: "Aptos Display", sans-serif;">Identify and escalate regulatory, financial, and reputational risks early.
- <span style="font-family: "Aptos Display", sans-serif;">Own mid-level and complex escalations, including Head Mailbox cases.
- <span style="font-family: "Aptos Display", sans-serif;">Build strong working relationships with Business, Operations, IT, Fraud, and other units to drive faster and more effective resolutions.
- <span style="font-family: "Aptos Display", sans-serif;">Act as a single point of accountability for the team’s escalated cases.
- <span style="font-family: "Aptos Display", sans-serif;">Own the training and capability plan for the team.
- <span style="font-family: "Aptos Display", sans-serif;">Identify skill gaps using quality scores, CSAT, and case errors.
- <span style="font-family: "Aptos Display", sans-serif;">Run a structured coaching and upskilling program for:
- New joiners
- Low performers
- High-potential team members
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Escalation & Stakeholder Management
Training, Coaching & Capability Building
- Ensure the team is certified and compliant with required knowledge and skill standards.
Continuous Improvement & Root Cause
- <span style="font-family: "Aptos Display", sans-serif;">Analyze complaint trends, repeat issues, and detractor feedback.
- <span style="font-family: "Aptos Display", sans-serif;">Provide root-cause insights to management and business units.
- <span style="font-family: "Aptos Display", sans-serif;">Actively participate in and lead process, system, and customer journey improvement initiatives.
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| Operating Environment, Framework and Boundaries, Working Relationships |
<span style="font-family: "Aptos Display", sans-serif;">Operates within the Bank’s governance framework, regulatory obligations (including CPR standards), and internal complaint handling policies and procedures. <span style="font-family: "Aptos Display", sans-serif;">Ensures adherence to compliance, risk management, and operational control requirements while balancing customer advocacy. <span style="font-family: "Aptos Display", sans-serif;">Exercises decision-making authority within defined delegations and escalates matters beyond authority or with systemic/strategic implications. <span style="font-family: "Aptos Display", sans-serif;">Reports suspicious transactions, system lapses, or policy breaches promptly to the line manager and governance committees.
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| Problem Solving |
<span style="font-family: "Aptos Display", sans-serif;">Demonstrates ownership, proactive problem-solving, and a data-driven approach to resolving complex issues. <span style="font-family: "Aptos Display", sans-serif;">Liaises and coordinates across cross-functional teams to align stakeholders and ensure timely escalation. <span style="font-family: "Aptos Display", sans-serif;">Navigates complex problem scenarios, engaging senior management, regulators, and external partners as needed. <span style="font-family: "Aptos Display", sans-serif;">Strong troubleshooting skills to resolve difficult transactions and implement permanent solutions. <span style="font-family: "Aptos Display", sans-serif;">Communicates persuasively and empathetically, fostering trust while safeguarding the bank’s reputation
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| Decision Making Authority & Responsibility |
<span style="font-family: "Aptos Display", sans-serif;">Financial Authority to execute discretionary waivers / reversals for customers justified by the investigations conducted for the respective complaints <span style="font-family: "Aptos Display", sans-serif;">Hiring of right resources, periodic capacity validation and assessment of training requirements <span style="font-family: "Aptos Display", sans-serif;">Authority to recommend process reviews, system changes and modifications across all related functions to improve TAT, technology changes and enhancements on processes and systems impacting the CCU and its performance, quality and customer satisfactions
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| Knowledge, Skills and Experience |
Knowledge, Skills & Experience
Should be proactive and customer focused without compromising the bank’s interest. Courteous and respectful in communication Understanding complete Retail Banking, SME, Neo products, processes and systems Understanding of Regulatory / Central Bank regulations / standards Thorough knowledge of features and benefits of all products and services of the bank and a fast learner Working knowledge of all operating systems in the bank (CRM, flex, prime, BPM, etc). Excellent interpersonal and communication skills (written and oral) with ability to perform as a Supervisor / Manager Excellent analytical skills to enable resolution of complex problems. Excellent Negotiation skills to handle challenging customers and arrive at a satisfactory resolution 3 – 5 years customer service experience in banking Graduate. <span style="color: rgb(51, 51, 51); font-family: "Aptos Display", sans-serif;">Retail banking products, services, systems, and backend fulfilment processes, including trade finance terminologies. <span style="color: rgb(51, 51, 51); font-family: "Aptos Display", sans-serif;">Complaint management lifecycle, customer journey mapping, and regulatory frameworks (CPR).
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About the Company
The leading financial institution in MENA
While more than half a century old, we proudly think like a challenger, startup, and innovator
in banking and finance, powered by a diverse and dynamic team who put customers first.
Together, we pioneer key innovations and developments in banking and financial services.
Our mandate? To help customers find their way to Rise Every Day, partnering with them through
the highs and lows to help them reach their goals and unlock their unique vision of success.
Delivering superior service to clients by leading with innovation, treating colleagues with dignity and fairness while pursuing opportunities that grow shareholders value.
We actively contribute to the community through responsible banking in our mission to inspire more people to Rise.