Branch In charge at Keshava Prabha Microfin Pvt Ltd in Tamil Nadu

• Branch Operations & Management
• Supervise day-to-day branch activities, including cash handling, record-keeping, and office workflows.
• Ensure strict compliance with internal company policies, regulatory guidelines, and risk-mitigation frameworks.
• Manage branch operating budgets, expenses, and resource allocation. [1, 2, 3, 4]
• Credit, Lending & Portfolio Quality
• Oversee loan processing, field appraisals, disbursements, and timely collection of loan and savings installments.
• Monitor portfolio health, track repayment schedules, and drive strategies to minimize delinquency and non-performing assets (NPAs).
• Evaluate, recommend, or approve loans within designated financial authority limits.
• Work closely with recovery teams to address and resolve defaults or overdue accounts.
• Business Development & Growth
• Drive targets for client acquisition (borrowers and savers) and portfolio volume.
• Build and maintain strong relationships with local community leaders, stakeholders, and clients.
• Identify market trends and promote microfinance products or services to expand local outreach.
• Team Leadership & Staff Management
• Lead, coach, and motivate loan officers, program organizers, and administrative support staff.
• Conduct regular performance evaluations, staff training, and capacity-building sessions.
• Manage staff schedules, leave approvals, and daily task distributions.
• Reporting & Compliance
• Prepare and submit accurate daily, weekly, and monthly performance reports (loan portfolios, savings, and financials) to senior management (e.g., Area or Regional Managers).
• Coordinate with internal and external auditors to address and resolve audit findings

Pay: ₹20,000.00 - ₹32,000.00 per month

Benefits:

• Provident Fund

Work Location: In person