Mortgage Loan Originator at Jewett City… · Plainfield

Jewett City Savings Bank is a full-service Connecticut financial institution that has been part of our community since 1873. We are dedicated to providing financial services of the highest quality and value to our customers. We have thrived as an independent mutual savings bank by being financially responsible and remaining committed to our mission.

We are seeking an experienced and motivated Mortgage Loan Originator (MLO) to generate new mortgage loan opportunities within and around Windham county.

JOB RESPONSIBILITIES:

• Generate new mortgage loan opportunities through networking and a structured sales approach. Develop and maintain a network of referral sources, including real estate agents, builders, and financial planners, and participate in community events to promote the Bank's services and build brand awareness.
• Provide regular training on mortgage products, loan qualification criteria, and how to identify potential mortgage customers. Participate in branch meetings to reinforce the referral process and provide timely updates on market conditions and product changes.
• Meet with potential clients to understand their financial needs and goals, and educate them on the different types of mortgage loan products available (conventional, FHA, VA, in-house portfolio options, etc.). Advise them on the best options for their specific circumstances.
• Guide clients through the application process, collecting all required financial documentation, such as income, asset, and debt information. Utilize loan origination software (currently Encompass) to ensure a complete and accurate application package is submitted for processing and underwriting.
• Act as the primary liaison between the borrower and the Loan Operations Department to ensure a timely and seamless loan process. Provide regular updates to clients and all interested parties throughout the process from application to closing.
• Identify opportunities to deepen customer relationships by recommending other products and services, such as deposit accounts, commercial banking, or wealth management, and referring clients to appropriate staff.

JOB REQUIREMENTS:

High school diploma or equivalent with at least 3 years of residential mortgage lending or professional sales experience in financial services. Must maintain an active NMLS license in good standing. Strong understanding of residential mortgage products and underwriting criteria. Must be detail oriented, with excellent time management, verbal and written communication skills, and a strong focus on customer service.

LOCATION:

Based in our Plainfield, CT office. Daily on-site attendance required. MLO will regularly travel to meet customers and potential borrowers at other branches or convenient locations.

SCHEDULE:

• Full-Time; 37.5 hours/week
• Monday – Friday, occasional weekend hours

COMPENSATION:

In addition to their base pay, MLOs will earn commission based on their monthly loan volume and units.

BENEFITS:

Jewett City Savings Bank is committed to the well-being of our employees. We offer a wide variety of benefits to support their physical health, financial health, and mental health.

• Time Off: Full time employees receive at least six weeks of time off to start (including holidays); this is prorated for part timers
• Retirement Plan: Contribute to a 401k plan and receive up to a 10.5% employer contribution
• Health Insurance: Full time employees are eligible for medical, dental, and other insurance plans
• Other benefits include student loan repayment assistance, potential for an annual bonus, travel reimbursement, logo apparel, and an employee assistance program.

All qualified applicants will receive consideration without regard to disability status, protected veteran status, or any other characteristic protected by law.