Insurance Agent - Oak Hill, WV at Horace Mann Agent in Oak, Hill, WV

We’re motivated by the fact that educators take care of our children’s future, and we believe they deserve someone to look after theirs. We help educators identify their financial goals and develop plans to achieve them. This includes insurance to protect what they have today and financial products to help them prepare for their future.

Overview

We seek an experienced Insurance Agent to serve a specialized educator market while assuming an existing business book with in-force policies and renewals. As a 1099 Captive Agent, you will be responsible for retaining, servicing, and expanding relationships with educators. You will ensure they have the right insurance solutions tailored to their unique needs while providing access to valuable no-cost programs and resources.

Compensation & Benefits:

• Commission-based earnings with renewal income from an assumed book of business.
• Access to an established client base with active policies in force.
• Performance-based rewards, including production incentives and exclusive trips.
• Opportunities for additional sales and referrals within the niche educator market.
• Ongoing training and resources to support professional growth.
• Flexibility and autonomy to manage your schedule while benefiting from an established captive agency structure.

Why Join Us?

• Immediate renewal income with a built-in book of educator clients.
• Exclusive access to a niche market with a strong demand for specialized insurance solutions.
• Ability to make a meaningful impact by helping educators secure their financial future.
• Long-term career growth with residual income potential.

Job Description

We seek an experienced Insurance Agent to serve a specialized educator market while assuming an existing business book with in-force policies and renewals. As a 1099 Captive Agent, you will be responsible for retaining, servicing, and expanding relationships with educators. You will ensure they have the right insurance solutions tailored to their unique needs while providing access to valuable no-cost programs and resources.

What We Offer

Immediate renewal income with a built-in book of educator clients. Exclusive access to a niche market with a strong demand for specialized insurance solutions. Ability to make a meaningful impact by helping educators secure their financial future. Long-term career growth with residual income potential.

Compensation & Benefits

Commission-based earnings with renewal income from an assumed book of business. Access to an established client base with active policies in force. Performance-based rewards, including production incentives and exclusive trips. Opportunities for additional sales and referrals within the niche educator market. Ongoing training and resources to support professional growth. Flexibility and autonomy to manage your schedule while benefiting from an established captive agency structure.

Responsibilities

• Assume and grow an established book of business consisting primarily of educators and school employees.
• Retain and renew existing policies while ensuring customer satisfaction and long-term relationships.
• Generate new business through referrals, school partnerships, and networking within the education sector.
• Identify cross-selling and upselling opportunities to offer additional protection, such as life and retirement products.
• Educate clients on their coverage options, policy benefits, and financial protection strategies tailored for educators.
• Share Value-Added Programs
• Student Loan Solutions to help educators navigate loan repayment options.
• Financial Wellness Workshops to support long-term financial planning.
• Classroom Funding Assistance in partnership with DonorsChoose, helping educators secure funding for essential classroom resources.

Business Development

Assume and grow an established book of business consisting primarily of educators and school employees. Identify cross-selling and upselling opportunities to offer additional protection, such as life and retirement products.

Networking

Retain and renew existing policies while ensuring customer satisfaction and long-term relationships. Generate new business through referrals, school partnerships, and networking within the education sector. Educate clients on their coverage options, policy benefits, and financial protection strategies tailored for educators.

Share Value-Added Programs

Student Loan Solutions to help educators navigate loan repayment options. Financial Wellness Workshops to support long-term financial planning. Classroom Funding Assistance in partnership with DonorsChoose, helping educators secure funding for essential classroom resources.

Requirements

• Active insurance license in (Life, Health, Property & Casualty, SIE, and the ability to obtain additional FINRA licenses within 12 months).
• Proven experience as an Insurance Agent or Agency Owner, specializing in Property & Casualty, Life, and Retirement solutions.
• Strong relationship-building skills with the ability to connect with educators and school personnel.
• Self-motivated and goal-oriented with the ability to work independently.
• Excellent communication and presentation skills, especially in explaining policies to non-financial professionals.

Experience

Active insurance license in (Life, Health, Property & Casualty, SIE, and the ability to obtain additional FINRA licenses within 12 months). Proven experience as an Insurance Agent or Agency Owner, specializing in Property & Casualty, Life, and Retirement solutions.

Skills

Strong relationship-building skills with the ability to connect with educators and school personnel. Self-motivated and goal-oriented with the ability to work independently. Excellent communication and presentation skills, especially in explaining policies to non-financial professionals.