Property Underwriter at Everest · Santiago

Title: Property Underwriter

Company: Everest Insurance Chile

Job Category: Underwriting

Job Description:

Everest is a global leader in risk management, rooted in a rich, 50+ year heritage of enabling businesses to survive and thrive, and economies to function and flourish. We are underwriters of risk, growth, progress and opportunity. We are a global team focused on disciplined capital allocation and long-term value creation for all stakeholders, who care deeply about our impact on communities and the wider world.

The primary purpose of this role is to partner in the development and execution of the Chile underwriting strategy and support to the Active Underwriter and the wider underwriting community across Everest Global Markets in its delivery.

Core Responsibilities: 

• Produce, Underwrite and service accounts and assist with Property & Energy underwriting and departmental workflow systems, processes, and related issues as necessary

• Expand the Property & Energy portfolio in line with controls, underwriting strategy, and guidelines, while always maintaining a focus on bottom line underwriting profit and delivery

• Responsible for developing and maintaining relationships with key brokers and clients

• Underwrite and price Property & Energy risks, including all forms of distribution, and determine the acceptability of risks for underwriting

• Bind various coverages subject to authority level and answer inquiries from producers

• Prepare quotations and formal proposals on new and renewal business

• Ensure that documentation is completed timely and accurately according to standards

• Assist Head of the LoB in addressing and resolving overdues, workflow, and various clerical issues as necessary

• Effectively communicate with management on all issues both within and outside the area as needed

• Interact and coordinate activities with other departments

• Liaise with other underwriting departments as necessary

• Recommend new procedures and programs were warranted

• Furnish intelligence on the Property & Energy market, including competitor strengths and weaknesses

• Responsible for complying with proper internal controls as necessary to conduct job functions and / or carry out responsibilities and / or administrative activities

• Develop business through execution of new ideas and strategies

• Demonstrate curiosity and a willingness to learn and responsibly use approved AI, automation, and emerging technologies to enhance productivity, effectiveness, and business outcomes.

Qualifications: 

• Minimum of a bachelor’s degree or equivalent in business or a related field
• 4-6 years of professional work experience
• Advanced English (required)
• Outstanding interpersonal relationship building, employee coaching, and development skills
• Proficient in Word, Excel, PowerPoint, and other relevant tools

What if I don’t meet every requirement? At Everest we are dedicated to building an inclusive and authentic workplace. So, if you are excited about this role but your past experience doesn’t align perfectly with every element in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Please let us know if you need any accommodations throughout the application or interview process.

Our Culture

At Everest, our purpose is to provide the world with protection. We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors. Click here to learn more about our culture.

• Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Inclusion and Belonging.
• Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together.

All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve.

Type: Regular

Time Type: Full time

Primary Location: Santiago, Chile

Additional Locations:

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