Senior Credit Analyst at Coface in Melbourne, Victoria, AU

Company Description

At Coface we make trade happen everyday

Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world.

With nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring — all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy.

Joining Coface means being part of a close-knit international organization, where your ideas matter. We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions.

Shape the future of trade with us. Join our Happeners!

Job Description

MISSION :

As Senior Credit Analyst you produce and monitor debtor risk assesments and carry out buyser visits and/or in depth interview.

This role can be based in Melbourne or Sydney. The final location will depend on the successful candidate’s location.

MAIN RESPONSIBILITIES:

• Collect company information through research, phone interviews (in-depth interviews) and/or field visits (DVR tasks) to get in-depth and update financial, business and credit information in order to assess their current situation upon request from the DRA team
• Credit research, in-depth analysis on financial ratios and situation, provide financial analysis, debtor risk assessment (DRA) to the company, with regular monitoring on company information to ensure information consistency
• Provide input to Regional Manager to continuously improve procedures and workflow of the DRA quality
• Maintain company’s shareholding structure in the system
• May be assigned to manage other tasks including but not limited to
  • production of DRA using the Coface proprietary model
  • monitor sensitive files, send warnings on specific events to the Credit lines
• Strive to deliver the service quality to be in alignment with the agreed service level to ensure Coface’s competitiveness in the market place
• Monitor special industry sectors to be assigned, produce reports on them, and provide regular updated review on those sectors
• Engage in special projects and provide monthly reports

Qualifications

• University graduate with major in Business Studies, Finance, Accounting or related disciplines
• Functional background in credit risk management with strong knowledge in financial statement analysis
• Minimum 3 years’ relevant experience, preferably in the Credit Risk Management business
• Experience in information company on information search and collection a plus
• Detail oriented, be able to deliver timely and quality output
• Mature, responsible, independent, self-motivated yet a team player

SKILLS REQUIRED

• Good Microsoft 365 knowledge (Word, Excel, PowerPoint, M365 Copilot)
• Strong credit analytical skills
• Capable of communicating with business people at all levels in an interview situation
• Excellent communication abilities with good command in English

Additional Information

• Hybrid working model after the first month
• Great place to work: central and modern office
• Opportunities to learn: budget every year for training, languages platform, e-learning platform, dedicated development program…
• Career opportunities: Opportunity to build your career (both locally and internationally) in a large global company, one of the world leaders in its field