Branch Manager-Rajahmundry at AHAM Housing… · Rajamahen…

Principal Accountabilities

Business target

· Responsible for achievement of Disbursement targets allotted to the branch on Housing & mortgage Loans and insurance premiums.

· Responsible for the meeting the Weighted Average Yield target allotted to the branch.

· Responsible for Portfolio growth of the branch and retention of existing customers.

Lead generation & management activities

· Monitoring the activities of the Sales Officers at all locations and ensure regular flow of business

· Empanelment of the direct sourcing agents at all locations regularly to ensure steady flow of business from major sourcing channels

· Planning & execution of marketing activities of the locations with a monthly calendar and monitoring the same on a daily basis

· Monitoring productivity of the Sales Officers and ensuring that all of them meet the productivity norms on monthly basis

Business Process flow & Management

· Responsible for housing loan file logins as per the product & policy norms of Aham HFC.

· Location visits to meet the identified customers for appraisal of the loan proposal

· Ensuring proper & complete documentation of housing loan files put up for sanction.

· Management of post sanction documentation i.e. disbursement documentation.

· Ensuring customer satisfaction for all loans sanctioned & disbursed by Aham HFC.

Team recruitment & training

· Responsible for recruitment of sales officers, training them and ensuring the productivity levels as per the norms of the company.

Portfolio Quality Management

· Responsible for management of portfolio quality.

· Responsible for closure of outstanding post disbursal documentation

· Handling chronic / delinquent accounts and initiating appropriate action for regularisation of the loan

Person Profile

Educational Qualification: Under Graduate / Post Graduate.

Experience: 8 Years to 12 Years (Housing Loan Experience is must)