Valuation Quality Control III at World… · Florida…

Overview

• World Business Lenders (WBL) is a privately held portfolio lender specializing in real estate-secured business loans for underserved businesses. WBL operates with a fully remote, multinational workforce and an experienced executive leadership team.

• Collateral spans U.S. markets, from primary metros to tertiary and rural locations, so this role must form defensible value opinions in markets the reviewer may not know firsthand.

• Typical schedule is 9:00 AM to 6:00 PM Eastern Time, Monday through Friday, with additional hours as committee timing and business needs require.

What You'll Be Doing (Core Responsibilities)

• Review appraisals, evaluations, BPOs, and CMA’s for accuracy, methodology, and compliance with USPAP and the Interagency Appraisal and Evaluation Guidelines; return deficient reports for correction.

• Test value conclusions against independent market evidence (MLS, public records, CoStar, broker reports) in any U.S. market.

• Flag weak comparables, unsupported adjustments, stale data, math errors, and unreasonable extraordinary assumptions or hypothetical conditions.

• Analyze income property: rent rolls, operating expenses, NOI, cap rates, and discounted cash flow (DCF) assumptions.

• On construction and development loans, compare budgets, draws, and completion status against as-complete value conclusions.

• Recommend a value for each relevant premise (as-is, as-complete, as-stabilized, disposition) suited to the loan’s stage: origination, performing, default, workout, or REO.

• Write concise findings and present recommendations for Investment, Asset Resolution, and Initial Credit Review.

• Recommend added work when information is insufficient: new appraisal, inspection, environmental, or engineering report.

• Education

  • Bachelor’s degree in real estate, finance, economics, business, or a related field.

• Required Experience

  • 5+ years in appraisal, appraisal review, collateral valuation, underwriting, or asset management, the majority on commercial collateral.
  • Hands-on commercial and income-property valuation or review experience; residential review experience is a plus.
  • Working knowledge of the sales comparison, income, and cost approaches, and of USPAP.
  • Experience with distressed, foreclosed, or REO property.
  • Strong Excel, writing, and presentation skills, and the confidence to challenge unsupported conclusions.

• Preferred Background / Industry Experience

  • State Certified General or Certified Residential appraiser credential or progress toward Certified General.
  • A professional valuation designation, or active candidacy for one, such as:
    • AI-GRS (General Review Specialist, Appraisal Institute), the designation focused on commercial appraisal review
    • MAI (Appraisal Institute), for commercial and income-producing property
    • MRICS (Royal Institution of Chartered Surveyors)
    • ASA (American Society of Appraisers), Real Property
    • CCIM (CCIM Institute), for commercial investment analysis
    • ARA (American Society of Farm Managers and Rural Appraisers), for rural and agricultural property
    • AI-RRS or SRA (Appraisal Institute), for residential review and valuation
    • Commercial appraisal review experience at a bank, portfolio lender, or private credit fund.
  • Familiarity with construction and development projects and the cash flow-based analysis used to value them.

Key Performance Measures

- Accuracy of recommended values against subsequent sales and recoveries
- Material deficiencies caught before funding, workout, or disposition decisions
- Review turnaround time and consistency with WBL standards
- Quality of written findings and committee presentations
- Growth into independent review of complex commercial and development assets

Remote Work Requirements

• Stable, reliable internet connection.
• Professional and dedicated remote working environment.

What We Offer

💰 Compensation includes a base salary of $65,000-$85,000.

🏖️ Benefits include medical, dental, vision, life, and disability coverage; a 401(k) with company match; and paid holidays and paid time off (PTO).

🌍 Work Environment: Fully remote work environment, with occasional travel for leadership off sites/corporate events.

Ready to Apply?

If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply