Senior Lead Risk Analytics Consultant at Wells Fargo · Bengaluru

Senior Lead Risk Analytics Consultant Location: Bengaluru, India About this role: Wells Fargo is seeking a Senior Lead Risk Analytics Consultant (Executive Director) in its Consumer Banking & Lending - Cards and Personal Loans business. This is a senior level individual contributor role in the Decision Science area, spanning credit bureau attribute management and insights, consumer credit risk insights, and advancing AI driven use cases within existing analytics processes towards modernization and efficiency gains. The ideal candidate will be able to work with US and India stakeholders towards achieving personal deliverables as well as use prior industry experience to provide thought leadership, guidance to junior colleagues on project management basis, and advance the Decision Science capabilities for CBL-CPL. In this role, you will: Act as an advisor to experienced leadership to develop, influence, and interpret analysis for monitoring and oversight of portfolio and deliver insight and decision strategies, with long term goals for highly complex business analysis and modeling companywide Lead the strategy and resolution of highly complex and unique challenges requiring strategic, advanced analytical, inductive thinking, and performance monitoring Extract data to provide statistical and financial modeling companywide, delivering solutions that are long term, large scale, and require vision, innovation, and coordination of highly complex activities and guidance to others Provide vision, direction, and expertise to experienced leadership on implementing innovative and significant business solutions that are large-scale, companywide strategies Engage with all levels of professionals and managers companywide Act as an expert advisor to experienced leadership Required Qualifications: 7+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: 7+ years of overall experience in Analytics domain, with 7+ years’ experience in Consumer Banking products such as Credit Cards, Personal Loans for any of the industry standard job families such as : Risk Analytics, Business Analytics, Data Science Post graduation / Graduation degree in a quantitative field such as engineering, technology, mathematics, economics, or computer sciences 7+ years of credit risk experience in consumer / unsecured lending in any lifecycle such as Acquisition / Account Management/ Collections and Recoveries strategy development Prior experience of people management shall be considered a plus SME level knowledge of typical underwriting and risk management frameworks, along with a fair understanding of associated credit policies and procedures Hands-on experience of working with credit bureau data in developed countries towards usage in credit strategies, decision models and insights Technical competency in industry standard tools and platforms towards data management, data analysis and data visualization : SAS / Python , Tableau / Power BI / MicroStrategy / Excel Strong communication, interpersonal and leadership abilities to develop partnerships and collaborate with other business and functional areas Demonstrates strong negotiation, communication & presentation skills with high degree of reliability, integrity and trustworthiness and should contribute to strategic decisions and coordinate with multiple stakeholders Ability to make timely and independent judgment decisions while working in a fast-paced and results-driven environment having ability to lead project teams and coordinate with multiple stakeholders Operates with a sense of urgency, particularly towards deadlines, audit and external commitments Job Expectations: Own deliverables: Accountability for analytics solution development, including ideation, business case, framework development, governance, and execution. Lead the adoption of enhanced and alternative data sources (e.g., Trended Bureau) and associated data mining to support strategic decisioning Project management and oversight: Collaborate extensively with Business, Risk, Finance, Marketing, Modeling and Operations teams on critical initiatives, offering inputs as well as challenge as needed Governance / Risk & Control: Ensure strict adherence to established controls, policies, and procedures. Proactively identify process gaps and recommend enhancements to improve operational efficiency and risk management. Lead the development of effective monitoring tools and reports grounded in a deep understanding of P&L and key business drivers People & talent development: Mentor junior team members, fostering their development in analytics; drive project management for wider team Strong executive presence, facilitation skills, drive for results, attention to quality and detail, and a synergetic attitude Ability to develop and deliver effective, well-articulated, written, and oral communications (e.g., emails, presentation materials) applying appropriate level of content/ detail dependent upon audience and intent Experience as a highly effective leader with credibility from demonstrating strong business and technology acumen Posting End Date: 13 May 2026 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.