Principal Engineer - Services , Data… at Wells Fargo · Bengaluru

Principal Engineer - Services , Data Engineering & GEN AI Location: Bengaluru, India About this role: Wells Fargo is seeking a visionary Principal Engineer to shape the future of Credit Risk Technology at Wells Fargo. As a senior technical authority within the Credit Risk Technology organization, you will define and drive the architecture for diverse applications ensuring security, resilience, and scalability at global scale. In this role, you will: Act as an advisor to leadership to develop or influence applications, network, information security, database, operating systems, or web technologies for highly complex business and technical needs across multiple groups Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership Required Qualifications: 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: In this high-impact global role, you will serve as the Principal Engineer for a Credit Risk Technology product family, providing architectural leadership, deep technical oversight, and strategic direction across multiple platforms and vendors. You will bridge gaps between engineering teams, product management, and operations—translating complex challenges into elegant, scalable solutions. End‑to‑end data platform architecture AI/LLM solution design (RAG, agents, fine‑tuning) Cloud-scale engineering + distributed systems High coding proficiency in Python/Scala/SQL Security, governance, and enterprise AI controls Ability to drive technical vision, architecture, and execution. Define and own end-to-end architectural blueprints, reference designs, and standards across software, hardware, and cloud platforms along with applications modernization and rationalization. Act as a torchbearer for AI-driven development, including experience with AI, Gen AI, Agentic automation solutions design and development. Experience building and maintaining microservices using Spring Boot, with well-defined APIs and service contracts along with UI Ability to define and enforce engineering standards, reference architectures, and best practices across teams. Translate near-term technical issues into long-term architectural improvements. Partner closely with Product Management to understand end-user needs, behaviors, and pain points, translating feedback into engineering requirements. Mentor and coach engineers across the organization, raising the bar for technical excellence Oversee development of applications, automations, and integrations that enhance productivity. Establish and enforce best practices for SDLC, code quality, API design, and system integration. Accelerate engineering velocity through improved tooling, processes, and architectural patterns. Job Expectations: Software Development & Automation: Proficiency in modern scripting or programming languages for automation and integration. Drive AI-driven development working with engineering teams, including experience with AI, Gen AI, Agentic automation solutions design and development. Collaborate with engineering team and drive technical delivery across Java based applications , UI , Bigdata/Spark and Data Drive implementation of API's, Kubernetes, containerization, and microservices Cloud & Security: Strong understanding of cloud-first architectures, identity, access management, and enterprise security principles. Strong skills in articulating complex technical concepts to non-technical stakeholders, as well as mentoring developers. Ability to see the "big picture" and make long-term technical decisions that align with business goals. Ability to negotiate and manage trade-offs between stakeholders and development teams. Recording and communicating architectural decisions and requirements. Posting End Date: 13 May 2026 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.