Loan Examination Specialist (Personal… at Wells Fargo · Philippin…

Loan Examination Specialist (Personal Loans) Location: Taguig City, Philippines About this role: Wells Fargo is seeking a Loan Examination Specialist. In this role, you will: Participate in building business partner relationships and identify opportunities for maintaining them within defined parameters Analyze risks and offsets related to performing in-depth, prefund loan reviews Present recommendations for resolving various issues related to reviews and loan files Exercise independent judgment while developing an understanding of compliance related to internal company requirements Provide communication regarding overall process and transaction quality to appropriate parties Required Qualifications: 2+ years of Underwriting experience, Loan processing, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: 4+ years of underwriting experience of unsecured products 2+ years of quality assurance experience Financial Statement Analysis: Ability to interpret complex financial documents, including tax returns, balance sheets, and income statements. Cash Flow Analysis: Understanding of personal and business cash flow to determine repayment capacity. Credit Risk Assessment: Proficiency in evaluating creditworthiness using credit scores, debt-to-income ratios, and other risk indicators. Communication: Excellent verbal, written, and interpersonal communication skills Portfolio Management: Experience managing large or complex credit portfolios, including exposure limits and diversification. Extensive knowledge of lending policy guidelines and procedures as evidenced by strong credit and compliance quality Track record of proactive problem solving, taking initiative, and effectiveness in resolving complex escalations timely and decisively to meet customer expectations Ability to manage multiple priorities, including managing a pipeline and supporting escalations while maintaining excellent quality Analytical skills focusing on problem solving, process improvement and customer impact in a rapidly changing environment. Ability to organize, re-prioritize, and manage multiple priorities in-order-to meet deadlines Job Expectations: Must be amenable to work US shift schedule and in McKinley Hill, Taguig City Posting End Date: 30 Jul 2026 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.