Associate, Commercial Real Estate… at Wells Fargo · Washington

Associate, Commercial Real Estate Portfolio Manager Location: CHARLOTTE, NC Corporate & Investment Bank (CIB) delivers a comprehensive suite of capital markets, banking, and financial products and services. A trusted partner to our clients, we provide corporate and transactional banking, commercial real estate lending and servicing, investment banking, equity and fixed income solutions including sales, trading, and research capabilities to corporate, commercial real estate, government, and institutional clients across the globe. Commercial Real Estate (CRE) provides a fully integrated platform of banking, financing, and capital markets solutions to commercial real estate clients including financial sponsors, institutional investors and asset managers, regional developers, and public and private corporations. About this role: Wells Fargo is seeking an Associate, Commercial Real Estate Portfolio Manager in Corporate & Investment Banking as part of Commercial Real Estate to assist in managing a group of assigned relationships and commercial real estate loans. This portfolio will be diversified by product type (primarily seniors housing and student housing, with opportunity for some multifamily, industrial, retail and office) and loan structure (recourse/non-recourse and secured vs. unsecured) and will contain bilateral and syndicated transactions.  Learn more about the career areas and lines of business at wellsfargojobs.com. In this role, you will: Be responsible for the management of a portfolio of commercial real estate loans and investments within Real Estate Banking, our primary balance sheet lending CRE platform Analyze and underwrite new loan opportunities within the assigned portfolio, utilizing market research, internal loan information, client data, and third-party market research Review and make recommendations for approval (or denial) of loan requests, lease approvals, collateral releases, requests for letters of credit, funding of reserves/loan holdbacks, loan extensions and loan modifications Collaborate with senior portfolio managers and coverage bankers to develop strategies around relationship optimization and deal level execution Interface with customers to assist in identifying needs and maintaining strong relationships Perform both sponsorship and loan level financial analysis Complete in-depth property level analysis and market research Present and advocate to credit committee for approval of loans Work with outside counsel, internal compliance, and our loan closing teams to close modifications and new loans including review of third-party reports and loan documentation Review and approve construction loan draws Conduct quarterly and annual portfolio reviews to identify potential concerns Conduct property tours / site visits Maintain an in-depth knowledge of the local commercial real estate market Present recommendations for resolving more complex situations and exercise independent judgment while developing expertise in the function, policies, procedures, and compliance requirements Identify opportunities for process improvements within scope of responsibilities or functional area Required Qualifications: 2+ years of Commercial Real Estate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Ability to develop and maintain strong relationships while actively participating in the successful execution of complex transactions Familiarity with the commercial property types including seniors housing, student housing, multifamily, retail, industrial, office, hospitality etc. Familiarity with various facility types including construction, term, bridge, perm, lines of credit, etc. and loan structures including recourse/non-recourse, secured/unsecured, and mezzanine financing Experience evaluating market conditions and identifying appropriate comparable properties Ability to apply sound judgment in the application of analytical conclusions to credit approval, structure, and management recommendations Strong verbal, written, and interpersonal communication skills Ability to interact with all levels of an organization Intermediate Microsoft Office skills including some advanced accounting and finance functions in Microsoft Excel A BS/BA degree or higher Job Expectations: Ability to travel as needed Willingness to work on-site in accordance with current office requirements Ability to work additional hours as needed This position is subject to FINRA background screening requirements. Candidates must successfully complete and pass a background check prior to hire. In accordance with FINRA rules, individuals who are subject to statutory disqualification are not eligible to be associated with a FINRA-registered broker-dealer. Successful candidates must also meet and comply with ongoing regulatory obligations, which include periodic screening and mandatory reporting of certain incidents. Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process. ​Posting Location: 550 S. Tryon Street, Charlotte, NC 30 Hudson Yards, New York, NY 171 17th Street, Atlanta, GA 1700 K St NW, Washington, DC Pay Range Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $77,000.00 - $145,000.00 Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees. Health benefits 401(k) Plan Paid time off Disability benefits Life insurance, critical illness insurance, and accident insurance Parental leave Critical caregiving leave Discounts and savings Commuter benefits Tuition reimbursement Scholarships for dependent children Adoption reimbursement Posting End Date: 13 May 2026 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. Additional Locations: ATLANTA, GA, WASHINGTON, DC, NEW YORK, NY