Loan Processor at Veros Credit in US-CA-Santa Ana

Summary: Veros Credit is committed to making vehicle ownership possible for everyone. The Loan Processor is responsible for managing the documentation and verification process required to complete consumer loan applications, serving as the liaison between borrowers, loan officers, underwriters, and other stakeholders to ensure all required information is collected for loan approval and funding. Responsibilities: - Review incoming loan applications for completeness and compliance with internal and regulatory requirements - Gather and verify documentation including credit reports, income calculations, bank statements, more of less required verifications - Communicate with borrowers, dealerships, and internal partners to request missing documentation or clarify information - Coordinate with internal departments (e.g., Underwriting, Compliance, and/or other departments as applicable) to move loans through the pipeline efficiently - Submit complete loan packages for final approval - Ensure all conditions are met prior to closing and funding - Remain up to date on lending regulations and internal policies - Other duties as assigned Required Qualifications: - High school diploma or equivalent required - 1-2 years of loan processing experience (auto, mortgage, personal, or consumer banking) - Strong attention to detail and organizational skills - Excellent communication skills, both written and verbal - Demonstrated professionalism, tact, and sensitivity in interpersonal interactions - Ability to multitask in a fast-paced, deadline-driven environment - Willingness to work a flexible schedule, including overtime as needed - Proficiency in Microsoft Office applications (Word, Excel, Outlook, etc.) - Customer service-oriented with a problem-solving mindset - Typing Skills of 45+ WPM Preferred Qualifications: - Associate's or bachelor's degree in business or finance - Experience in the automotive industry - Bilingual (English/Spanish) - Knowledge of federal and state lending regulations (e.g., RESPA, TILA, HMDA) Required Skills: Loan processing, Lending regulations, Microsoft Office, Typing Benefits: Medical, Dental, and Vision Insurance, Life Insurance, Flexible Spending Accounts (FSA), Accident, Hospital, Indemnity Insurance, Short Term Disability (STD) and Long-Term Disability (LTD) Insurance, Employee Assistance Program (EAP), 401(k) Plan, Employee Stock Ownership Plan (ESOP), Tuition Reimbursement, Paid Holidays, Paid Time Off (PTO), Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle), Referral Bonus, Quarterly lunches, Daily fresh fruit, Office Starbucks Coffee/Latte/Espresso Machine, And a lot more!