Sr. Software Engineer - Digital… at US Bank · Charlotte

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

This position will be responsible for the analysis, design, testing, development and maintenance of best in class software experiences. The candidate is a self-motivated individual who can collaborate with a team and across the organization. The candidate takes responsibility of the software artifacts produced adhering to U.S. Bank standards in order to ensure minimal impact to the customer experience. The candidate will be adept with the agile software development lifecycle and DevOps principles.

Essential Responsibilities:

• Lead the architecture, design, development, and delivery of the bank’s Digital Assets and Tokenization Platform, supporting stablecoin payments, tokenized deposits, digital asset custody, and real-time settlement capabilities.
• Design and build secure, scalable, highly available cloud-native microservices using Java, Spring Boot, REST APIs, event-driven architecture, and distributed systems principles.
• Drive technical strategy, solution architecture, and engineering best practices across multiple Agile teams, ensuring alignment with enterprise architecture and business objectives.
• Develop and enhance digital asset transaction processing, payment orchestration, settlement workflows, and blockchain connectivity services with a focus on resiliency, scalability, and performance.
• Integrate enterprise applications with blockchain networks, digital asset custody providers, wallet platforms, payment rails, and core banking systems.
• Architect and implement real-time transaction monitoring, ledger synchronization, reconciliation, exception management, and settlement processing solutions across traditional and blockchain ecosystems.
• Establish and champion engineering standards including domain-driven design (DDD), API-first development, secure coding practices, CI/CD automation, observability, and operational excellence.
• Partner closely with Product Management, Architecture, Compliance, Risk, Security, and Business stakeholders to deliver compliant, secure, and innovative digital asset capabilities.
• Mentor and develop engineers through technical leadership, design reviews, code reviews, knowledge sharing, and hands-on coaching while fostering a culture of innovation and continuous improvement.

Basic Qualifications

• Bachelor’s degree, or equivalent work experience
• Five to six years of relevant experience

Preferred Skills/Experience

• Expert in Java, Spring Boot, Microservices, REST APIs, and Distributed Systems.
• Strong knowledge of Object-Oriented Design (OOD), Design Patterns, Domain-Driven Design (DDD), and Event-Driven Architecture.
• Hands-on experience with Apache Kafka, Messaging Platforms, Event Streaming, and Asynchronous Processing.
• Expertise in Azure and/or AWS, including Cloud-Native Architecture, Kubernetes, Containerization, Scalability, and Resiliency.
• Experience building Payments, Transaction Processing, Real-Time Settlement, Ledger, and Financial Services Platforms.
• Knowledge of Blockchain Technologies including Ethereum, Hyperledger, Besu, Canton, Corda, Smart Contracts, and Tokenization Platforms.
• Experience with Digital Asset Custody, Wallet Solutions, and Key Management Platforms such as Fireblocks, BitGo, or similar.
• Understanding of Cryptography, Public/Private Key Infrastructure (PKI), MPC, HSMs, Digital Signing, and Secure Transaction Authorization.
• Proven ability to lead Architecture Reviews, Technical Design Sessions, Engineering Standards, Mentorship, and Cross-Functional Collaboration.

Location expectations This role requires working from a U.S. Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $111,605.00 - $131,300.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.