Accounting Manager at Tilt Finance in Remote

JOIN THE TILT TEAM At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward. THE OPPORTUNITY Crossing $500M in ARR while nearly doubling revenue year over year isn't an accident — it's the result of a team that moves fast and builds smart. Now we need the accounting function to match. We're hiring an Accounting Manager to own product accounting across loans, credit cards, and cash advances — and evolve it for the company we're becoming. Reporting directly to our Controller, you'll work shoulder-to-shoulder with Engineering, FP&A, and Capital Markets to build something that's not just audit-ready, but built to scale with everything that comes next. This is a hands-on, high-ownership IC role — the person who does the work, drives the decisions, and sets the standard for how product accounting runs at Tilt. Tilt is a remote-first company that fosters connectivity through regular offsites. Travel for company offsites is required at least twice per year. HOW YOU'LL MAKE AN IMPACT - Rebuild product accounting from the ground up — Evaluate every process supporting loans, credit cards, and cash advances. Identify what's broken or unscalable and rebuild it using industry best practices, so that when something goes wrong, troubleshooting takes minutes, not days. - Own end-to-end close — Lead monthly and quarterly close across product accounting, ensuring timely and accurate reporting. Drive balance sheet reconciliations, journal entries, revenue, accruals, and cash activity across all core product lines. - Partner with Engineering, Data Infrastructure, and BI — Ensure proper accounting treatment is designed into new products from day one — not patched in after the fact. This requires genuine subject matter expertise, not just coordination. - Strategize across functions — Work directly with FP&A, Capital Markets, and senior leadership to identify cross-functional workstreams and proactively flag gaps, risks, and opportunities before they become blockers. - Build for audit readiness — Establish the documentation, audit trails, and process controls that reflect where the company is headed. You’ll be the person who ensures the books are ready before the auditors arrive. - Own accounting for complex fintech products — Lead accounting treatment for loan originations, servicing, interest income, charge-offs, and credit card and cash advance operations. - Support audit and regulatory requirements — Prepare workpapers, documentation, and reconciliations that meet the rigor of annual audits and regulatory exams. WHY YOU’RE A GREAT FIT - 7–10 years of accounting experience with deep expertise in fintech or financial services product accounting — loans, credit cards, or cash advances; general accounting operations alone won’t translate - Background that spans both a fast-paced, high-growth startup and a rigorous public company environment — you’ve seen what “right” looks like at scale and know how to build toward it - High autonomy operating style: you independently identify what’s broken, own your prioritization, and execute without hand-holding — you bring solutions, not status updates - Demonstrated experience managing or mentoring a team; you’re ready to lead two direct reports from day one and set the direction for their development - Track record of anticipating issues proactively and translating insights into action — you surface problems early and own the resolution - Strong working knowledge of U.S. GAAP and accounting operations across a range of product types - Proficiency in Microsoft Excel; experience with NetSuite or similar ERP systems is a plus - CPA or CPA-track strongly preferred - A builder’s mindset: you’re not here to maintain something — you’re here to make it better WHY THIS ROLE, WHY NOW - The work leaves a mark. The timing is significant. We're at a stage where the accounting foundation you build will matter for years — IPO-ready processes, audit-ready books, and controls infrastructure that holds up under real scrutiny. That's meaningful work that goes well beyond the day-to-day. - You’ll build something, not maintain something. This is a mandate to rebuild the product accounting function from scratch — in your own image, with leadership support. The canvas is blank by design. - Autonomy from day one. Our Controller is a thoughtful, strategic leader who wants to give the right person real room to run. You won’t be executing someone else’s checklist. - Real growth potential. Tilt is growing fast and rewards people who deliver. This role comes with visibility, ownership, and a direct path to greater scope as the company scales. - The team is lean and high-caliber. Small team means your work is visible, your impact is direct, and you’re not lost in a department of fifty. OUR INTERVIEW PROCESS 1. Recruiter screen: A focused conversation to assess fintech product accounting depth, self-starter signals, and culture fit. 2. Hiring manager interview: A deeper discussion with our Controller on operating style, product accounting expertise, and your approach to process improvement. 3. Skills panel: Conversations with our FP&A and Capital Markets teams to assess technical depth, cross-functional fit, and how you approach real-world accounting scenarios. 4. Leadership conversation: Final conversations with senior leadership to discuss our mission and how you’ll contribute — and what we’ll invest in for your growth. Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you. WHAT YOU'LL GET AT TILT - Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement. - Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity. - Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards. - Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly. - Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.) - Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines. THE TILT WAY We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures. You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.