Engineering Intern, Embedded Finance at The Bancorp in Sioux Falls, SD

Overview:

The Bancorp Bank is seeking an Engineering Intern to join our Embedded Finance Technology team. This role offers hands-on experience building API-driven financial services that power banking and payments products for fintech partners. You will work on real-world systems in a regulated environment, contributing to backend services and API development. High-performing interns may be considered for future full-time opportunities.

Responsibilities:

Key Responsibilities

1. API Design & Development
   1. Assists in the design development and testing of RESTful APIs for embedded banking and payments capabilities.
   2. Contributes to API specifications using OpenAPI/Swagger.
   3. Writes clean, testable, and maintainable code.
2. Performance & Security
   1. Helps optimize APIs for scalability, performance, and reliability.
   2. Applies secure coding practices, including authentication and authorization (OAuth2, JWT).
3. Collaboration & Documentation
   1. Participates in code reviews and team discussions.
   2. Documents technical designs and API workflows.

Qualifications:

Qualification Requirements

• Pursuing a degree in Computer Science, Software Engineering, or related field.
• Understanding of REST APIs, HTTP, and JSON.
• Experience with at least one programming language (e.g., Java, Python, JavaScript, or Go).
• Familiarity with Git and basic software development practices.
• Experience with backend frameworks (e.g., Spring Boot, Express.js).
• Familiar with Postman or Swagger.
• Exposure to cloud platforms (AWS, Azure, or GCP).
• Strong collaboration & documentation skills.

Program Eligibility

• Eligible to work for any employer in the United States for the full duration of the internship. The Bancorp will not assist in applying for visas or altering the visa status of applications.
• Enrolled full-time in an undergraduate college degree program at the rising junior level, junior or senior level standing, enrolled in a master’s program or recently graduated within the past six months
• Students must have a cumulative GPA of 3.0, this will be confirmed by the recruiter.
• Pursuing a bachelor’s or master’s degree directly related to the department for which the internship program is listed.
• Must be available for full-time internship.
• May not be related to any employee of The Bancorp.

What Success Looks Like

• Contributes to the development of reliable, well-documented APIs used in internal and partner integrations.
• Demonstrates the ability to write clean, testable, and maintainable code.
• Effectively collaborates with engineers and architects to solve technical problems.
• Applies secure coding practices and demonstrates awareness of regulatory considerations.
• Shows measurable growth in technical skills and ownership of assigned components.
• Positions themselves as a strong candidate for future full-time opportunities.

• The Embedded Finance platform is central to The Bancorp’s strategy of enabling partners to deliver innovative financial products. This role directly supports the development of scalable, secure API infrastructure that underpins these offerings. By contributing to core engineering efforts, this intern helps ensure the reliability, performance, and compliance of systems that power real-world financial transactions.

Additional Information:

This job will be open and accepting applications for a minimum of five days from the date it was posted.

 

Working at The Bancorp Bank, N.A. and Benefits Information: https://thebancorp.com/company/join-our-team/

Company Culture & Background Screening:

Company Culture at The Bancorp Bank: https://www.thebancorp.com/company/company-culture/

 

The Bancorp Bank, N.A. is an EQUAL OPPORTUNITY EMPLOYER and will not discriminate on the basis of race, color, religion, gender, gender identity, sexual orientation, pregnancy, citizenship, national origin, age, disability, genetic information, veteran status or other protected category with respect to recruitment, hiring, training, promotion, and other terms and conditions of employment.

 

Employment with The Bancorp Bank, N.A. includes successfully passing a background check including credit, criminal, education, employment, OFAC, and social media background history.

 

#LI-MD1

#LI-Onsite