Senior Group Underwriting Consultant at Sun Life in Montreal, Quebec

Senior Group Underwriting Consultant

Location: Montreal, Quebec

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do.

At Sun Life, we're driven by our Purpose: helping our Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring, and impactful.

When you join Sun Life, you'll work with passionate colleagues and empowering leaders who support your growth and celebrate your contributions, so you can make a meaningful difference in our Clients' lives.

Discover how you can make a difference in the lives of individuals, families and communities around the world.

Job Description:

About the role:

Sun Life is looking for a seasoned Senior Group Underwriting Consultant to provide senior-level underwriting expertise, strategic partnership, advanced risk assessment and sound financial judgement across complex Group Benefits clients. In this role, you will lead the risk selection and pricing of Group benefits services and products, including renewals, plan change requests and new business opportunities. You will apply advanced risk analysis, financial judgement and underwriting expertise to support balanced decisions that meet client needs while protecting long-term profitability.

What you will be doing:

• Lead highly technical and specialized renewals, quotes, plan revisions and client requests end-to-end, resolving independently and escalating only when required.
• Apply expert-level risk analysis, financial evaluation and underwriting judgement to assess complex, high-value and non-standard cases, determining appropriate pricing, financial and contractual conditions while balancing growth, profitability and client needs.
• Present clear insights and recommendations, translating data, analytics and underwriting rationale into actionable business decisions.
• Act as a strategic partner to Business Development, building trusted relationships and using strategic influence to support client management, align stakeholders and lead high-value negotiations.
• Provide insight and creative solutions to help solve complex client issues related to risk, pricing and the cost of their group benefits plan.
• Coach and mentor underwriters by sharing technical knowledge, supporting sound judgement, promoting consistent underwriting practices, and supporting their progress by performing thorough peer reviews.
• Support underwriting transformation initiatives, including new tools, process improvements, pilots and opportunities to leverage analytics, AI and underwriting technology as decision support.
• Champion continuous improvement by identifying opportunities to enhance efficiency, client experience, and outcomes and by participating and contributing in continuous improvement initiatives.
• Model accountability, professionalism, and ethical standards while contributing to a positive, inclusive team culture.

What you need to succeed:

• Extensive Group Underwriting experience, with demonstrated ability to independently manage complex risk decisions end-to-end.
• Senior-level underwriting expertise with strong proficiency in all financial arrangements, excellent client and business acumen to connect underwriting decisions to support business development and profitability objectives.
• Excellent numerical, mathematical and analytical skills, including the ability to use underwriting systems, reporting tools and Excel to analyze trends and support data-driven decisions.
• A thoughtful approach to decision making with the ability to apply judgement to unique, complex and non-standard situations.
• A solutions mindset where you can balance profitability, growth, risk and client experience.
• Proven negotiation, strategic influencing and relationship-management skills, including the ability to align stakeholders through complex client and partner discussions.
• Master Sun Life’s products and services, underwriting guidelines, systems and tools, pricing methodologies, marketplace dynamics and the regulatory environment.
• Ability to contribute to or lead projects and large-scale initiatives, including major renewals, quotes, process improvements or transformation efforts.
• Experience working with advanced underwriting tools, analytics and AI-enabled insights, with the ability to support adoption and coach others on effective use.
• Excellent interpersonal collaboration and teamwork skills, including a strong aptitude for coaching, mentoring and sharing knowledge.
• Ability to clearly explain decisions and recommendations, both written and verbal, and articulate complex underwriting concepts, in a way that builds confidence and credibility.
• Highly organized with excellent time management skills, professionalism and a commitment to high-quality work and service excellence.
• Bilingualism (French, English, both oral and written) is required for frequent interactions with French and English-speaking colleagues or internal partners across Canada.

What’s in it for you?

• Being a member of the Sun Life family, a group of people united by our Purpose: to help Clients and Employees achieve lifetime financial security and live healthier lives.
• As a hybrid organization, you and your leader use business and Client needs to choose where you work, at home or in the office.
• We’re committed to creating an inclusive and respectful environment. Our goal is to make sure all our employees have the chance to live up to their full potential.
• We are thrilled to be recognized by Excellence Canada with their top-level certification, the Canada Order of Excellence for Mental Health at Work®, for prioritizing employee well-being, fostering a positive work culture, and achieving excellence in mental health.

The Base Pay range is for the primary location for which the job is posted. It may vary depending on the work location of the successful candidate or other factors. In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.

Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.

Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e-mail a request to thebrightside@sunlife.com.

We are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you.

We may use artificial intelligence to support candidate sourcing, screening, interview scheduling.

We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.

Salary Range:

85,000/85 000 - 128,000/128 000

Job Category:

Underwriting - Group

Posting End Date:

03/11/2026