SchoolsFirst Federal Credit Union→
Consumer Loan Processor at SchoolsFirst… · Tustin
Entry LevelOn-siteFull-timeTustin, CA$46k–$67k/yr
Skills
consumer loan processingauto buying programsregulatory compliancebsa regulations
Job Description
Summary: SchoolsFirst Federal Credit Union is seeking a Consumer Loan Processor to join their team. The role involves communicating loan decisions to members, providing support for auto buying services, and ensuring compliance with standard operating procedures. The ideal candidate will assist members with their loan applications and provide exceptional customer service.
Responsibilities:
- Communicates consumer loan decisions to Members and advises them of loan stipulations for loan approvals and counter offers
- Provides phone support to partner dealerships and front line teammembers
- Executes funding for selected indirect auto loans and escalates exceptions or non standard scenarios to higher level processors
- Initiates additional or second loan review to Loan Officers, after discussion with Member about their loan decision
- Provides consultative services to Members regarding Credit Union products and services, ancillary products and auto buying programs by assessing the Member’s needs, addressing their concerns and gaining agreement
- When requested, takes additional loan applications and may assist with consumer loan application fundings
- Provides world class personal service to Members by assisting with consumer loan products and services in a caring, friendly, courteous and professional manner
- Complies will all requirements of the Consumer Loan department’s Standard Operating Procedures (SOP), including contacting Members and advising them of reasons for declined loan requests
- Processes incoming dispatches and responds to dealer messages
- Performs other duties as assigned
- Complies with regulatory compliance and assigned training requirements including but not limited to BSA regulations corresponding to their specific job duties. Failure to do so may result in disciplinary and other employment related actions
Required Qualifications:
- High School Diploma or GED required
- less than 1 year of prior related experience required
- Ability to learn and demonstrate technical knowledge of SchoolsFirst FCU auto buying programs and ancillary products
Required Skills: Consumer Loan Processing, Auto Buying Programs, Regulatory Compliance, BSA Regulations