Underwriting & Portfolio Management Analyst at Santander · Madison…

Summary: Santander is a global leader and innovator in the financial services industry, evolving into a technology-driven organization. The Analyst, Underwriting & Portfolio Management is responsible for assisting Underwriters in analyzing and processing loans, while overseeing credit quality and coordinating approvals within the Financial Institutions portfolio. Responsibilities: - Conduct detailed credit analysis and risk assessments for FI clients in the assigned portfolio with a primary focus on structure, documentation and financial analysis on the client - Participate in due diligence calls - Prepare written risk opinions and analysis - Work with bankers on a regular basis and build strong relationships - Apply credit policy and risk management standards, procedures and processes for the credit risk management of clients - Articulate a convincing case in support of the risk opinion - Prepare various portfolio analytical reports and presentations; stay connected with industry trends and macro issues which may impact the portfolio - Understand and use internal tools, methodologies and rating models used for underwriting and monitoring Required Qualifications: - Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field - 1+ years of related experience and/or training - Excellent written and verbal communication skills - Strong analytical skills and proficient with financial statements - Ability to work in a fast paced environment with little supervision - Ability to work well with others and on teams - Demonstrated proficiency in Microsoft Office, including Word, Excel and PowerPoint - Demonstrates strong judgment and sound credit skills - Knowledge of Federal banking regulations Preferred Qualifications: - Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education - Experience in Microsoft Office products Required Skills: Credit Analysis, Risk Assessment, Financial Statement Analysis, Credit Risk Management, Federal Banking Regulations, Microsoft Office, Portfolio Management, Judgment Benefits: Fair and competitive rewards package, Benefits are designed to support you, your family and your well-being