Mortgage Loan Processor at Reliant Mortgage in Remote

Mortgage Loan Processor Job Description

Key Responsibilities:

• Conduct initial evaluations of loan applications, including financial documents and mortgage types.
• Collect and organize all essential client data, such as assets and debts.
• Maintain consistent follow-up with borrowers and all transaction parties using phone, text, and email.
• Verify information and references by contacting appropriate sources via phone and email.
• Identify and correct errors or inconsistencies in loan documentation.
• Submit complete loan files for appraisal.
• Serve as the main point of contact between loan officers, underwriters, and borrowers.
• Perform final reviews of files before loan closings.

Key Requirements:

• Proven experience as a Mortgage Loan Processor.
• In-depth knowledge of loan underwriting and processing procedures.
• Familiarity with mortgage industry regulations and best practices.
• Proficiency in mortgage loan software (e.g., Lending Pad).
• Strong communication and customer service skills.
• Meticulous attention to detail.
• Minimum of 2 years of experience in Non-Delegated or Broker platforms.

Skill-Based Competencies:

• Typing speed of at least 40 words per minute.
• Exceptional organizational skills and ability to work under pressure.
• Strong mathematical aptitude.
• Effective team player.

Behavior-Based Competencies:

• Problem Solving: Applies rigorous logic and innovative methods to solve complex issues effectively.
• Organizing: Efficiently marshals resources and orchestrates multiple tasks to achieve objectives.
• Planning: Scopes projects accurately, sets clear goals, and anticipates potential roadblocks.
• Integrity and Trust: Demonstrates honesty, keeps confidences, and admits mistakes.
• Time Management: Prioritizes tasks effectively, focusing on high-impact activities.
• Organizational Agility: Navigates formal and informal channels to get things done efficiently.
• Composure: Remains calm and professional under pressure and acts as a stabilizing force in challenging situations.

Qualifications:

• Minimum of 3 years of experience in mortgage loan processing.
• Self-driven with a strong ability to learn and adapt in a fast-paced environment.

This role is ideal for someone who thrives in a collaborative environment, values accuracy, and is committed to delivering exceptional service to clients.