PayJoy→
Software Engineer - New Grad at PayJoy in San Francisco, CA
Entry LevelHybridFull-timeSan Francisco, CA
Skills
phppythonjavac++gojavascript
Job Description
About PayJoy
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and provide safety acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
We are looking for exceptional new graduate Software Engineers who are passionate about building scalable systems and impactful products used by millions of people. As a Software Engineer, you will collaborate with experienced engineers, product managers, and designers to design, develop, and ship high-quality software.
This role is designed for recent graduates from top-tier universities who want to work on challenging technical problems in a fast-paced environment.
We are looking for exceptional new graduate Software Engineers who are passionate about building scalable systems and impactful products used by millions of people. As a Software Engineer, you will collaborate with experienced engineers, product managers, and designers to design, develop, and ship high-quality software. This role is designed for recent graduates from top-tier universities who want to work on challenging technical problems in a fast-paced environment.
Responsibilities
Qualifications
Preferred Qualifications
What we offer
Benefits
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening