Senior Pricing Analyst at One Inc in Folsom, CA

SENIOR PRICING ANALYST POSITION TITLE:            SENIOR PRICING ANALYST DEPARTMENT:             PAYMENT OPERATIONS REPORTS TO:                PRICING MANAGER Overview: The Senior Pricing Analyst is responsible for providing timely analysis and information in support of product development efforts and customer pricing and deal decisions.  Responsibilities include providing deeper understanding of margins and profitability by product and by client and to enhance decision-making, transaction routing and spend analysis.  Providing deal-by-deal full-cost pricing analyses for prospective and existing clients and monitoring current client margins. You will work closely with the Pricing Manager, VP of Payment Operations, Finance, Settlement, Product, Analytics and Sales teams. The right candidate for this role must be detail oriented and possess strong analytical skills.   Key Responsibilities: • Assess overarching transaction routing functionality within One Inc gateway products. Work with Product and Engineering teams to identify and implement strategies to reduce costs and maximize revenue opportunities. • Assess new product initiatives, work with Product team to analyze and assess ROI and monetization opportunities making recommendations for company investment. • Conduct statement analyses for pricing of new prospects. Make recommendations to ensure maximized profitability. • Provide cost/revenue analyses and recommendations for repricing existing accounts. • Audit current client profitability measuring hard and soft costs against revenue. • Provide Pricing Manager and Sales with suggestions for pricing adjustments to improve margins/revenue for existing accounts and drive a deeper understanding of profitability by client and product. • Work in team environments that span functional and geographic boundaries. • Provide cross functional support to the Pricing team ensuring redundancy and cross functional knowledge sharing.   Skills & Abilities: • Proficiency in Microsoft Office Applications is required. • Expert level Excel skills are highly desired. • Demonstrated ability to prioritize and multitask in a deadline driven, high pressure environment • Understanding of the payments and banking industry (credit cards, ACH, chargebacks, returns, etc.) • Excellent attention to detail, strong investigative skills and exceptional analytical skills • Exceptional time-management skills • Excellent written and verbal skills • Must be team oriented with the ability to work independently • Strong interpersonal skills and the ability to adapt in a complex and changing environment • Windows / MS Office Suite • Familiar with conferencing technologies such as: Zoom, GoTo Meeting and Video conferencing. • Ability to be flexible and to function efficiently when urgent situations arise. • Ability to communicate professionally. • Ability to maintain strong organization skills with high volumes of projects. Ability to efficiently multi-task and prioritize.   Education & Experience: • Bachelor’s Degree in business or related degree, or relevant experience • 3+ Years Financial Services or Pricing fields. • 1+ Years Payments Industry experience focused on interchange, pricing and merchant profitability.   Desired Traits: • Growth Mindset, Problem Solver, Detail-Oriented, Demonstrates Ethical Behavior, Leverages Resources, Strong Drive, True Team Player, Supportive & Adaptable to Change, Commitment to Personal & Professional Development   Physical Demands: The conditions herein are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.   Environment: Standard indoor office setting; exposure to computer screens Remote Work Expected Physical: Requires repetitive motion. Substantial movements/motions of the wrists, hands, and/or fingers.  Sufficient mobility to work in an office setting; stand or sit for prolonged periods of time; operate office equipment including use of a computer keyboard, mouse, scanner and other tools as needed Vision: See in the normal vision range with or without correction; vision sufficient to read computer screens and printed documents Hearing: Ability to hear in the normal audio range with or without corrections   Company Profile:          At One Inc, we empower insurers to meet policyholder expectations with choice, control, convenience, and continuity. Our mission is simple: to make every payment a promise kept.  The One Inc Insurance Payments Network seamlessly integrates multi-channel digital communications with inbound payment processing and outbound disbursement, delivering a frictionless experience for both premiums and claim payments. With over $120 billion in annual payments volume, we are proud to serve more than 300 insurance carriers, helping them honor their commitments instantly and securely.  Headquartered in Folsom, CA, One Inc offers competitive salaries, comprehensive benefits — including medical, dental, and vision insurance — a 401(k) plan, and a strong commitment to work-life balance. We believe in growing from within, promoting opportunities for career advancement across our team of 1,200+ dedicated "Onesters."  Join us in building the infrastructure that fulfills the promise of insurance.    One Inc is an equal opportunity employer and complies with all EEOC legislation in each jurisdiction it operates in.