Finance Analyst at NMI in New York, NY

Summary: NMI is a PE-backed fintech company processing billions in payments annually, and they are seeking an FP&A Analyst to join their finance team. The role involves partnering with senior analysts on revenue and financial operations, performing customer cohort analysis, and supporting monthly close processes. Responsibilities: - Customer cohort analysis, take rate work, and implied rate decomposition across the revenue book - Commissions calculation, reporting, and support for plan design and automation workstreams - Pipeline and SaaS metrics reporting for Merchant Central — ACV rollforward, renewals, and pipeline coverage - The forecasting model rebuild as it migrates from Excel into our Tableau-based data set - Monthly and quarterly opex BvA across S&M, G&A, and P&E, including headcount and vendor-level detail - Balance sheet and free cash flow modeling — contributing to the EBITDA-to-cash walk - Abacum rollout and driving adoption across stakeholders - Vendor renewal reviews and consolidation analysis - Monthly close support, revenue accruals, and partnership with Accounting - Board and CFO-level reporting packages - Ad hoc analysis for the VP of Finance, CFO, and cross-functional partners Required Qualifications: - 1–4 years of relevant experience in FP&A, investment banking, consulting, corporate finance, or adjacent analytical roles. Exceptional new grads with strong internship experience will be considered - Excel fluency. SUMIFS, XLOOKUP, driver-based modeling, and a reflex to reconcile your own numbers - Genuine curiosity about how a business actually works — not just the line items on a P&L. We hire for the instinct to go deep on problems nobody asked you to solve - Clear written and verbal communication. You'll regularly explain your analysis to people more senior than you, including the CFO and executive team - High trust, low ego. This is a role where asking good questions matters as much as answering them - Comfort with PE rigor. You'll be in a fast, commercial environment where expectations are high and feedback is direct Preferred Qualifications: - Experience in payments, fintech, or SaaS - SQL exposure or hands-on work with a data warehouse - Familiarity with an FP&A platform (Abacum, Pigment, Anaplan, Mosaic, or similar) - Early, deliberate use of AI tools in your workflow — we operate with an 80/20 FP&A/AI orientation and expect it to grow Required Skills: Financial Planning, Analysis (FP&A), Investment Banking, Consulting, Corporate Finance, Excel, SUMIFS, XLOOKUP, Driver-based Modeling, Payments, Fintech, SaaS, SQL, Data Warehouse, FP&A Platforms, Abacum, Pigment, Anaplan, Mosaic, AI Tools, Curiosity, High Trust, Low Ego Benefits: Remote-Enabled & Flexible Hybrid-Based Working Model in our New York City Office, Flex PTO, Health, Dental and Vision Insurance, 13 Paid Holidays, Company volunteer days