Neighbors Credit Union→
Universal Mortgage Processor at Neighbors Credit Union in St. Louis,MO
Entry LevelOn-siteFull-timeSt. Louis,MO$40k–$50k/yr
Skills
mortgage loan processingmortgage loan closingsecondary market underwriting guidelinescompliance regulationsfhlb funding and servicingcomputer software applications
Job Description
Summary: Neighbors Credit Union is a growing, not-for-profit financial institution established in 1928 in St Louis. They are seeking a Universal Mortgage Processor to handle the processing of mortgage loans, ensuring accuracy and compliance while providing excellent service to members.
Responsibilities:
- Process 1st and 2nd mortgage loans from application through closing. This includes direct member interaction both in person, through technology and on the phone and requires timely communication with all impacted parties in order to ensure closing and service level expectations are met
- Handle mortgage closing and post-closing functions, ensuring all documentation is complete and accurate
- Efficiently work through que of mortgage applications daily to ensure timely follow-up
- Communicate and collaborate effectively with the origination team, other departments within the Credit Union, and external vendors and partners
- Maintain a strong commitment to accuracy and attention to detail in all aspects of the role
- Manage multiple tasks simultaneously and meet deadlines in a fast-paced environment
- Monitor and ensure compliance with all regulatory requirements and Credit Union policies and procedures
- Other duties as assigned
Required Qualifications:
- One to two years of experience in processing and/or closing conventional mortgage loans
- Experience with secondary market underwriting guidelines
- Working knowledge of required compliance regulations
- High school diploma or equivalent
- Must have excellent oral and written communication skills
- Must have strong knowledge of computer and software applications
- Ability to work under pressure and meet deadlines with a sense of urgency
- Ability to problem solve in an environment that may have unique circumstances for each borrower
- Ability to interact and assist at all levels of employees/management
- Flexibility and desire to learn and train on varied tasks
Preferred Qualifications:
- Experience with FHLB funding and servicing
Required Skills: Mortgage loan processing, Mortgage loan closing, Secondary market underwriting guidelines, Compliance regulations, FHLB funding and servicing, Computer software applications
Benefits: Medical, Dental, Vision, Employee Paid Life Insurance, Voluntary Life Insurance, Short Term and Long Term Disability, HRA and FSA, 401k with matching contributions, Tuition Reimbursement, Paid Parental Leave up to 12 weeks, 4 weeks of PTO, Sick Time off that can be for both employee and family members, Birthday PTO
Benefits
Medical
Dental
Vision
Employee Paid Life Insurance
Voluntary Life Insurance
Short Term and Long Term Disability
HRA and FSA
401k with matching contributions
Tuition Reimbursement
Paid Parental Leave up to 12 weeks
4 weeks of PTO
Sick Time off that can be for both employee and family members
Birthday PTO