Nationwide→
Associate Product Manager - Underwriting Strategy at Nationwide · Ohio
Entry LevelOn-siteFull-timeOhio$80k–$120k/yr
Skills
underwriting principlesinsurance product structurespricing fundamentalsdata analysisexcelsqltableaupower biportfolio managementcompetitive analysisproduct strategyfinancial analysisanalytical thinkingstrategic thinking
Job Description
Summary: Nationwide is a Fortune 100 company focused on delivering extraordinary care to help individuals and businesses prepare for their future. The Associate Product Manager will play a critical role in shaping the underwriting strategy for Pet Insurance products, utilizing data-driven insights to evaluate performance and identify opportunities for growth.
Responsibilities:
- Analyze product, portfolio, and segment performance to identify trends, risks, and opportunities for profitable growth
- Support development and execution of underwriting strategies related to pricing, coverage, rules, and risk appetite
- Conduct quantitative analyses using available data sources to assess performance drivers and evaluate proposed business actions
- Develop recommendations for rate changes, coverage revisions, underwriting rules, and appetite adjustments
- Collaborate closely with Underwriting, Product, Actuarial, Claims, Distribution, and other partners to operationalize strategy and ensure alignment across teams
- Monitor competitive landscape, market shifts, and regulatory changes that may impact underwriting strategy
Required Qualifications:
- Bachelor's degree in Business, Economics, Finance, Mathematics, Statistics, Analytics, or related field
- 1–3 years of experience in product, underwriting, insurance analytics, or a related discipline
- Strong analytical skills and experience working with datasets, metrics, and performance insights
- Understanding of underwriting principles, insurance product structures, and pricing fundamentals
- Proficiency in Excel; experience with SQL, Tableau, Power BI, or similar tools is a plus
- Ability to synthesize complex information and communicate it clearly to both technical and non-technical stakeholders
Preferred Qualifications:
- Experience in pet insurance, P&C insurance, or specialty insurance markets
- Familiarity with rating models, segmentation strategies, and portfolio management concepts
- Exposure to agile product development or cross functional project work
- Demonstrated ability to think strategically and translate insights into action
Required Skills: Underwriting principles, Insurance product structures, Pricing fundamentals, Data analysis, Excel, SQL, Tableau, Power BI, Portfolio management, Competitive analysis, Product strategy, Financial analysis, Analytical thinking, Strategic thinking
Benefits: Medical/dental/vision, Life insurance, Short and long term disability coverage, Paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, Nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, Company-paid pension plan, Business casual attire
Benefits
Medical/dental/vision
Life insurance
Short and long term disability coverage
Paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date
Nine paid holidays
8 hours of Lifetime paid time off
8 hours of Unity Day paid time off
401(k) with company match
Company-paid pension plan
Business casual attire