Nagarro SE→

Associate Principal Engineer at Nagarro SE · Dubai

ExperiencedOn-siteDubai, Dubai, United Arab Emirates

Skills

microservices architectureintegration architecturecards & payments domaincard management platformsvisionplusway4first datacardpaccard lifecycle managementauthorizationclearingsettlementdispute managementchargeback processescredit cardsdebit cardsprepaid cardsco-branded cardscorporate card programsloyalty programscashback rewardsinstallment payment optionspayment gatewayspayment processorsclearing systemspci-dssemvpsd2tokenization3d securedata privacydata securitythreat modellingauthenticationencryption algorithmsdata classificationasset valuationgovernidentifyprotectdetectrespondrecoverstrategic thinkingcommunicationproblem solving

Job Description

Must have Skills: Architecture (Expert), Microservices architecture (MSA) (Strong), Integration Architecture (Strong), Cards & Payments Domain, Card Management Platforms

Good To Have Skills :

Job Description :

We are looking for a Solutions Architect for the Cards Platform with strong experience in cards payments domain, APIs, and banking systems integration.

The role will be responsible for designing scalable and secure architecture solutions, supporting strategic cards initiatives, and aligning with business, channels, and vendor requirements.

The candidate should have solid technical expertise in cards systems, integration architecture, and end-to-end solution design within banking environments.

-At least 10+ years of technology experience with 2-3 years as a Solution Architect in the Payments/Cards domain

Expertise in card management platforms (e.g. VisionPLUS, Way4, First Data, CardPac etc.) and experience with end-to-end card lifecycle management, including acquiring, issuance, activation, transaction processing, and settlements.

-Deep understanding of card processing flows, including authorization, clearing, and settlement, as well as dispute management and chargeback processes.

-Comprehensive understanding of card products, including credit, debit, and prepaid cards, with experience in designing solutions for co-branded cards, corporate card programs, and loyalty/rewards cards.

-Experience in developing and integrating loyalty programs, cashback rewards, and installment payment options to enhance cardholder engagement.

-Experience with payment gateways, payment processors, and clearing systems.

-n-depth knowledge of card industry standards and regulations, such as PCI-DSS, EMV, PSD2

-Experience in implementing security measures like tokenization, 3D Secure to comply with regulatory and industry mandates.

-Knowledge of data management practices specific to payments and cards, including data privacy and data security All Essential

-Ability to assess and integrate third-party card management solutions. Experience in solution evaluation, selection, and early-phase project estimates.

-Deep technical understanding, knowledge and experience in proposing architectural design principles & patterns and justifying the benefits and drawbacks for Core Banking application architecture & it's integration ecosystem (e.g. integration with switches, 3rd party eco_x0002_systems, REST APIs, ISO8583 or similar et al) --Adequate knowledge & experience of baking cyber and information security controls into products via methods such as Data Classification/Asset Valuation, Regulatory Requirements considerations (e.g. PCI-DSS, UAE Central Bank, GDPR), Threat Modelling & Security Requirements (Govern, Identify, Protect, Detect, Respond, Recover)

Adequate knowledge of and experience in implementing cyber security controls such as Authentication, Authorization, Encryption Algorithms & Keys, Data Security, Security Events Logging & Alerting
Some knowledge and experience of attacking and defending systems from a cyber security perspective