Real Estate Portfolio and Risk Analyst for… at MUFG · New York

Summary: Mitsubishi UFJ Financial Group (MUFG) is one of the world’s leading financial groups, striving to make a difference for every client and community served. The Real Estate Portfolio and Risk Analyst will support portfolio management and execution teams, focusing on commercial banking products and solutions for Japanese corporate clients in the United States. Responsibilities: - Support ongoing credit/risk monitoring through the timely completion of periodic loan reviews to identify and communicate to the Credit Division the credit quality of assigned portfolio - Track financial performance updates and events impacting the assigned portfolio - Monitor risk and exposure metrics across counterparties and the portfolio - Process on-going construction loan draw requests in collaboration with both external and internal business partners to ensure conditions precedent have been met for funding - Support analysis and approval processes for lending requests - Produce concise and insightful credit memos, articulating recommendations for credit decisions - Develop knowledge of legal documentation for markets and banking products - Participate in team and department-level projects to improve processes and drive efficiencies - Research market trends, competitive offerings, and client needs within commercial real estate sectors (multifamily, office, industrial, retail and homebuilder sectors) - Assist in preparing product presentations and placemat materials for internal and client-facing use - Coordinate with internal business partners to drive ancillary revenue including derivatives and transaction banking - Assist in ensuring products comply with internal policies, regulatory requirements, and risk management standards prior to launch or modification - Identify process inefficiencies and contribute to continuous improvement in governance and control frameworks Required Qualifications: - Bachelor's degree in Finance, Business, Economics, Real Estate, or a related field - 1–3 years of relevant experience in commercial banking, real estate banking, product management, credit analysis, or a related financial services role - Strong analytical, quantitative, and problem-solving skills - Proficiency in Microsoft Excel, PowerPoint, and Word - Effective written and verbal communication skills, with the ability to work across teams Required Skills: Commercial banking, Real estate banking, Credit analysis, Microsoft Excel, Microsoft PowerPoint, Microsoft Word, Credit risk monitoring, Loan review, Financial performance tracking, Construction loan processing, Legal documentation for banking products, Market research in commercial real estate, Effective written and verbal communication Benefits: Certain discretionary performance-based bonus and/or incentive compensation, Comprehensive health and wellness benefits, Retirement plans, Educational assistance and training programs, Income replacement for qualified employees with disabilities, Paid maternity and parental bonding leave, Paid vacation, sick days, and holidays