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AVP, Underwriter - Inland marine at MSIG USA in San Francisco
Job Description
AVP, Underwriter - Inland marine
Location: CA-San Francisco · Hybrid
MSIG USA continues to grow!
Company Overview:
MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.
MSIG USA continues to grow!
Company Overview:
MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.
Position Summary
The Assistant Vice President, Inland Marine Underwriting is a senior, market-facing production underwriting role responsible for generating, underwriting, and servicing profitable Inland Marine business. This position plays a key role in expanding MSIG USA's presence within the marketplace by building strong relationships with retail and wholesale brokers, identifying new business opportunities, and delivering underwriting solutions that support profitable growth.
Primary product responsibilities include Contractors Equipment, Motor Truck Cargo, Warehouse Legal Liability, and Miscellaneous Property Floaters.
The successful candidate will possess deep Inland Marine underwriting expertise, established broker relationships, and a proven ability to attract and retain profitable business while serving as a trusted market representative for MSIG.
Essential Functions:
Production, Underwriting & Risk Management (50%)
- Produce, underwrite, and service profitable Inland Marine business within underwriting authority.
- Underwrite complex Inland Marine risks, including Contractors Equipment, Motor Truck Cargo, Warehouse Legal Liability, and Miscellaneous Property Floaters.
- Apply sound underwriting judgment and technical expertise in risk selection, coverage analysis, pricing, aggregate management, and reinsurance considerations.
- Evaluate exposures, coverage needs, and account characteristics to develop underwriting solutions aligned with company guidelines and profitability objectives.
- Exercise independent judgment in the evaluation and underwriting of new and renewal business.
- Monitor underwriting results, loss trends, and market developments to support sound underwriting decisions and profitability objectives.
- Maintain accurate underwriting documentation and system data in accordance with company standards.
- Collaborate with claims, actuarial, risk engineering, and other internal stakeholders to support business objectives and deliver exceptional customer service.
Business Development & Distribution Management (40%)
- Build, maintain, and expand relationships with retail and wholesale brokers to generate profitable new business opportunities.
- Identify and cultivate strategic producer relationships aligned with MSIG USA's underwriting appetite and growth objectives.
- Drive new business production through broker engagement, marketing activities, and marketplace presence.
- Serve as a trusted underwriting resource and market representative for brokers and clients.
- Successfully manage new and renewal business opportunities while maintaining strong service standards.
- Represent MSIG at industry events, broker meetings, and trade association functions to strengthen market visibility and distribution relationships.
- Promote a positive image of MSIG and our Inland Marine capabilities within the marketplace.
Leadership & Strategic Influence (10%)
- Serve as a technical underwriting resource and mentor to less experienced underwriting staff.
- Share market insights and underwriting expertise to support the development of team members and underwriting best practices.
- Contribute to strategic initiatives, process improvements, and product development efforts as appropriate.
- Act as a positive ambassador for MSIG USA internally and externally.
Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Education & Experience Required:
- Bachelor's degree preferred.
- CPCU, ARM, AU, or other insurance designations strongly preferred.
- 10+ years of Inland Marine underwriting experience, including production responsibilities.
- Demonstrated expertise underwriting Contractors Equipment, Motor Truck Cargo, Warehouse Legal Liability, Floaters, and other Inland Marine risks.
- Strong knowledge of Inland Marine coverages, exposures, risk selection, pricing, and underwriting practices.
- Proven success generating profitable new business and developing broker relationships within the California (west coast) market.
- Established relationships with retail and wholesale brokers preferred.
- Strong negotiation, relationship management, and business development skills.
- Excellent analytical, communication, and presentation abilities.
- Ability to work independently and collaborate effectively across business functions.

SALARY: The estimated salary range for this position is $175,000 to $215,000 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate’s relevant experience, location, and other job-related factors.
Additional Benefits:
Healthcare and Retirement Benefits
Comprehensive medical, dental, and vision coverage
401(k) with a generous employer match and profit-sharing contribution
Wellness incentive program
Life and accidental death and dismemberment (AD&D) insurance
Flexible spending programs
Short-term and long-term disability plans
Additional Benefit Programs
Paid time off program
Paid charitable leave
Paid parental leave
Tuition reimbursement program
Personal insurance (auto/homeowners) discounts

It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!
It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.