Credit Track - Morningstar Development… at Morningstar · Chicago

Summary: Morningstar is a company that values creativity and hard work, and they are seeking candidates for their Credit Track - Morningstar Development Program. This two-year program is designed for recent college graduates to prepare them for successful careers, offering ongoing development and opportunities in various credit-related teams. Responsibilities: - Develop an understanding of credit aspects of transactions - Review legal documents pertaining to transactions - Conduct research on various credit-related topics and produce summaries of findings - Gather, clean and analyze data for use in ratings, methodology development and external research publication - Develop, maintain and improve cash flow engines - Act as a back-up analyst on transactions, and present to rating committee - Communicate analysis to senior staff and colleagues on related teams - Support in criteria development and enhancement of models - Assist with adherence to procedures and regulatory compliance - Prepare compliance reports and company publications - Review and apply rating methodologies to transactions - Participate in meetings with bankers, investors and originators - Follow, summarize and share research and presentations of outside market participants Required Qualifications: - Between 0-2 years of professional work experience - A bachelor's degree completed no later than May 2026 in accounting, business, finance or other relevant discipline preferred - Strong analytical abilities and knowledge of financial statements - Solid research and analytical skills, with acute attention to detail - Strong communication skills, both oral and written - Self-starter and strong team player, with the ability to meet deadlines while producing high quality work - Genuine interest in the private credit market, commercial real estate and structured finance - Must possess unrestricted right to work in the U.S. in this position Required Skills: Financial statement analysis, Credit analysis, Research skills, Data analysis, Cash flow modeling, Regulatory compliance, Rating methodologies, Private credit market knowledge, Commercial real estate finance, Structured finance Benefits: 100% 401k match up to 6% of salary, Stock Ownership Potential, Company provided life insurance - 1x salary + commission, Comprehensive health benefits (medical/dental/vision) including potential premium discounts and company-provided HSA contributions (up to $500-$2,000 annually) for specific plans and coverages, Additional medical Wellness Incentives - up to $300-$600 annual, Company-provided long- and short-term disability insurance, Trust-Based Time Off, 6-week Paid Sabbatical Program, 6-Week Paid Family Caregiving Leave, Competitive 8-24 Week Paid Parental Leave, Adoption Assistance, Leadership Coaching & Formal Mentorship Opportunities, Annual Flex Stipend - $1000 annually to cover personal education & well-being expenses, Tuition Reimbursement, Charitable Matching Gifts program, Dollars for Doers volunteer program, Paid volunteering days, 15+ Employee Resource & Affinity Groups