Commercial Real Estate Financial Analyst at MONTICELLOAM,… · Richmond

Summary: MONTICELLOAM, LLC is a real estate and asset-based lender providing capital solutions for healthcare, multifamily, and commercial real estate assets. They are seeking a Commercial Real Estate Financial Analyst or Senior Analyst to support underwriting, prepare investment materials, and conduct due diligence for commercial real estate loans. Responsibilities: - Support underwriting of commercial real estate loans across several asset classes, with a primary focus on healthcare-related investments - Prepare investment memoranda and presentation materials for internal and external investment committees as well as syndicate banking partners - Assist in structuring transactions, including drafting term sheets and letters of intent - Develop and maintain financial models to evaluate lending opportunities, including loan sizing, structuring, and return analysis (IRR, NPV, ROI, ROE) - Perform KYC (Know Your Customer) and background checks on all transaction parties - Conduct comprehensive due diligence, including review of appraisals, market studies, environmental reports, financial statements, and all other third-party reports - Coordinate with clients, legal counsel, title companies, and all other stakeholders to collect documentation and facilitate loan closings - Analyze historic financials, operating performance, and projections; conduct proforma and sensitivity analyses to assess risk and feasibility - Analyze market trends and support broader investment strategy and reporting initiatives - Contribute to process improvements, internal tools, and reporting capabilities - Assist with marketing materials and investor communications, including private placement offerings - Collaborate with asset management to support handoff of transactions from underwriting through post-closing responsibilities - Ability to travel nationally as required - Work in the office as required by office policy Required Qualifications: - 1 to 3 years professional experience, preferably in commercial real estate finance, lending, or underwriting - Bachelor's degree in finance, accounting, real estate, business, or a related field (minimum one year post-graduation experience required) - Strong financial modeling and analytical skills, with proficiency in Excel, PowerPoint, Adobe and Word - Solid understanding of real estate concepts (e.g., cap rate, DSCR, LTV, cash flow analysis) - Excellent organizational skills and ability to manage multiple concurrent transactions or priorities - Strong written and verbal communication skills with an attention to detail - Interest in healthcare, seniors housing, or multifamily projects - Proactive, team-oriented mindset with a desire to learn and grow within the industry - Ability to work full-time in-office in Richmond, VA or White Plains, NY Required Skills: Commercial Real Estate Finance, Real Estate Lending, Underwriting, Financial Modeling, Excel, PowerPoint, Adobe, Word, Real Estate Concepts, Cap Rate, DSCR, LTV, Cash Flow Analysis Benefits: Employees are eligible for a discretionary bonus based on employee work performance reviewed during the annual review process.