AI Business Analyst at Mitsubishi UFG in Jersey City, NJ

AI Business Analyst Location: Jersey City, NJ Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details. Overview: The AI Business Analyst plays a critical role in bridging business objectives with advanced AI and digital transformation initiatives within highly regulated financial environments. This position is responsible for eliciting and documenting business and technical requirements, conducting feasibility and value analyses, and supporting comprehensive testing and user acceptance processes for AI-driven solutions. The successful candidate will ensure solutions deliver measurable value while complying with stringent industry regulations and risk standards. Key Responsibilities: Requirements & Analysis Gather and document detailed business and functional requirements for AI solutions, focusing on regulatory compliance and operational efficiency. Create and maintain process maps, user stories, and acceptance criteria tailored for financial operations such as payments, KYC/onboarding, AML, lending, and regulatory reporting. Conduct value, risk, and feasibility assessments aligned with industry best practices, ensuring alignment with internal controls and external regulatory expectations. Testing & Readiness Develop and execute user acceptance testing (UAT) plans, including traceability matrices and sign-off documentation, to validate solutions meet business and regulatory requirements. Perform change impact assessments and facilitate communication of test results and readiness to stakeholders across business, compliance, and technology teams. Stakeholder Bridge Serve as a liaison between business units, compliance, risk management, and technical teams to ensure clear understanding and alignment of project goals. Maintain a well-defined product backlog, prioritizing features and enhancements based on regulatory deadlines, business value, and risk considerations. Champion the adoption of AI solutions by facilitating training, documentation, and change management activities tailored to financial services stakeholders. Qualifications: Required Minimum 3 years of business analysis experience on analytics or AI projects within the financial services sector. Strong process modeling skills (e.g., BPMN, UML), with a focus on regulatory and risk-sensitive processes. Proven ability to manage and interpret complex regulatory requirements and translate them into actionable technical deliverables. Excellent communication skills, with experience facilitating cross-functional teams and executive stakeholders. Preferred In-depth knowledge of financial services operations, including payments, customer onboarding/KYC, AML case management, lending, and regulatory reporting. Experience working with AI/ML solutions in regulated environments (e.g., model risk management, explainability, data privacy). Familiarity with industry standards (e.g., FFIEC, FINRA, OCC, CFPB) and regulatory frameworks such as BSA/AML, GDPR, or CCPA. Relevant certifications (e.g., CBAP, CAMS, PMP, Agile/Scrum). Success Metrics Demonstrated ability to deliver business analysis outcomes that meet project objectives within agreed timelines and budget. Effective translation of complex regulatory requirements into clear, actionable deliverables that facilitate compliance and risk mitigation. Successful facilitation of cross-functional collaboration, resulting in consensus among stakeholders and alignment on project goals. Documented improvements in process efficiency, regulatory adherence, or risk management as a direct result of analysis and recommendations. Positive feedback from executive stakeholders and project team members regarding communication, leadership, and technical contributions. Other Qualifications: As per MUFG’s work policy for all personnel, candidates must work onsite for 4 days and 1 day remotely out of Jersey City, NJ. The typical base pay range for this role is between $65K - $100K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below. MUFG Benefits Summary We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.