Minnco Credit Union→
Teller at Minnco Credit Union in North Branch, MN
Skills
Job Description
Summary: Minnco Credit Union is a financial cooperative serving members in East Central Minnesota with quality financial products and services. The Teller provides exemplary member service by accurately processing deposits, withdrawals, loan payments, transfers, and other transactions. The role also manages the teller drawer, resolves discrepancies, maintains the teller station, and educates members about products and services.
Responsibilities:
- Welcomes members and potential members by warmly greeting each person in a professional, timely and courteous manner and assists in answering member questions
- Performs routine member transactions to include the below with a high degree of accuracy, including verifying correct member and account
- Receive share drafts/checks and cash for deposit to accounts according to Minnco’s Check Cashing and Hold policy, verify amounts, examine share drafts/checks for proper endorsement, enter deposits into computer records, and issue receipt of deposit
- Cash share drafts/checks and process withdrawals according to Minnco’s Check Cashing and Holds policy, verify amounts, examine share drafts/ checks for proper endorsement, and enter deposits into the correct computer record, issue receipt
- Receive mortgage, consumer loan, and other payments, and ensure the payments match balances due. Enter payments and generate correct receipt
- Provide other types of transactions as needed; money orders, Credit Union drafts, HSA transactions, IRA deposits, assist with mail and more
- Manage teller drawer efficiently during shift, including balancing two times during shift and at the end of shift. Research and resolve discrepancies and report any discrepancies to supervisor as necessary
- Ensure that the teller station is properly stocked with forms, supplies, brochures, etc. During down time, proactively roll coin, stuff envelopes, shred, do mail transactions, etc
- Educate members on Minnco’s offered products and services to offer the best solutions to fit their needs
- Maintain and uphold Minnco’s Core Values in all work
- Ability to act with integrity and professionalism while maintaining confidentiality and objectivity
- Maintain a professional image of Minnco by keeping a clean and neat workspace, wearing proper attire and greeting with a smile
Required Qualifications:
- High School Diploma or equivalent
- Excellent communication skills
- Ability to gather and analyze data to solve issues such as cash discrepancies
- Accuracy in computation
- Knowledge of basic bookkeeping principles and mathematical skills
- Ability to prioritize and make on-the-spot decisions regarding member transactions, weighing member satisfaction issues with the Credit Union's exposure to loss and fraud
Preferred Qualifications:
- Previous cash handling experience/customer service experience
- Knowledge of various federal regulations that impact the teller role
- Previous teller experience
Required Skills: Cash Handling, Basic Bookkeeping, Financial Transactions, Federal Financial Regulations
Benefits: High Deductible Health Plan at low cost to employees, with a $2000 employer contribution to your eligible HSA account., Flexible Spending Accounts, Dental, Life Insurance, Long Term Disability and AD&D for Full-time 40-hour employees, Long Term Disability insurance which pays 60% of salary after 90 days, Retirement Benefits, Generous PTO Benefit, Employee Assistance Program, MN Paid Family and Medical Leave