Risk Management Analyst I – Loss… at Mariner Finance · Onsite

Summary: Mariner Finance is a consumer finance company that has provided flexible lending options since 1927. The Risk Management Analyst I – Loss Mitigation will collect and analyze data related to credit lifecycle trends and assist in implementing loss mitigation strategies. Responsibilities: - Collect, analyze, and interpret data related to delinquency, recovery, and loss trends across all stages of the credit lifecycle - Prepare regular reports and dashboards summarizing key performance metrics for management review - Support ad-hoc analytical requests to investigate performance drivers, portfolio movements, and risk exposures - Assist in the implementation and tracking of loss mitigation strategies, including hardship programs, settlement offers, and post–charge-off recovery tactics - Partner with Central Operations to ensure accurate and timely execution of strategy changes, campaign launches, and process updates - Participate in controlled testing and analysis of new strategies to evaluate effectiveness and impact - Maintain data accuracy within analytical tools, reports, and systems supporting loss mitigation processes - Help enhance existing tools and contribute to the design of new dashboards, reports, and automation workflows - Collaborate with Technology and Data Science teams to support model performance monitoring and data integration efforts - Partner with colleagues in Credit, Collections, Operations, and Risk to ensure strategies are aligned and effectively executed - Support presentations and documentation for internal stakeholders, including senior management and compliance reviews - Participate in projects that enhance the customer experience, improve efficiency, and strengthen overall risk controls - Develop a working knowledge of credit risk fundamentals, loss mitigation strategies, and consumer lending operations - Actively engage in ongoing training and mentorship from senior risk leaders to build technical, analytical, and business acumen - Stay current on industry trends, emerging technologies, and regulatory developments affecting credit and loss mitigation Required Qualifications: - Bachelor's degree in a quantitative field of study (Statistics, Economics, Finance, Engineering, Applied Mathematics, etc.) with an exceptional academic record - Experience with SAS, SQL, or similar tools - Strong technical skills with proficiency in MS Office suite; Advanced in Excel (e.g., pivots, advance formulas, macros) - Understanding of general risk principles and financial concepts - Demonstrate a strong commitment to continuous learning, actively seeking out opportunities to acquire new skills and stay abreast of industry trends - Excellent interpersonal skills necessary to communicate professionally and effectively, verbally and in writing, with all levels of company staff - Highly-motivated self-starter with strong work ethic, exceptional attention to detail, and ability to complete tasks and support multiple projects simultaneously - Strong analytical, problem-solving, organizational, and project administration skills - Results oriented individual with the ability to translate plans into actions Preferred Qualifications: - Experience in credit loss forecasting and/or credit risk analysis - Experience with Python, R, or similar tools Required Skills: SAS, SQL, Python Important Skills: Advanced Excel, Credit risk analysis, Data analysis Nice-to-Have Skills: Project administration, Continuous learning