Consumer Loan Specialist at Mariner Finance in Baltimore, MD

Position: Consumer Loan Specialist

Company: Mariner Finance

Location: On-site/in office

Hours: full time - 40 hours per week

 

Qualifications:

• 1+ years of experience in a sales position.
• High school diploma, bachelor’s degree preferred.
• Highly motivated individual with an interest in the consumer finance industry.
• Capable of creating and sustaining individual sales goals.
• Excellent written and verbal communication skills.
• Ability to use various technologies and learn new programs.
• Complete functions in a timely manner while maintaining accuracy.
• Must be able to obtain any essential licenses required by the state.

 

Incentives:

• Competitive hourly base with monthly bonus structure.
• Health, dental, and vision insurance.
• 401k and company matching.
• 11 public holidays and 15 days PTO.
• Education assistance program.

 

Responsibilities:

• Handles inbound customer support calls.
• Manages outbound sales and collection calls.
• Contacts customers with past due balances to offer possible solutions and resolve delinquency.
• Completes full-cycle credit loan application process.
• Analyzes credit and financial information for current and potential customers.
• Consistently achieves monthly sales goals related to company products and services.
• Learns Federal, State, and Local Application Consumer laws to ensure compliant actions.
• Maintains a cash drawer, including processing payments and delivering daily deposits to specified financial institutions as required.
• May perform additional functions depending on market demand and branch staffing in order to provide consistent quality customer service.

 

This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change or new ones may be assigned at any time or without notice.

 

 

 

Compensation: Hourly rate is commensurate with skills and experience. This role is also eligible for a competitive incentive program based on individual and company performance.

 

Hours of Work:

• Saturday hours required seasonally and as business needs require

• Full-Time, Non-Exempt
• To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs. Work hours will depend on the business hours of the time zone serviced.

 

Benefits: Mariner Finance offers comprehensive benefits to eligible employees, including:

• Health Insurance - Health Savings Account (HSA) with employer contributions if enrolled in a qualifying plan, Flexible Spending Account (FSA), and Dependent Care FSA
• Vision Insurance
• Dental Insurance
• Company-paid Basic Life, Long-Term Disability, and AD&D Insurance
• Voluntary worksite benefits including Accident, Critical Illness, Hospital Indemnity, Short-Term Disability, Supplemental Life, and Supplemental AD&D Insurance
• 401(k) and Company Matching Contributions
• Paid Time Off - full-time employees may accrue a minimum of 120 hours per year
• 11 Paid Holidays
• FMLA
• Employee Assistance Program (EAP)
• Paid Parental Leave
• Referral Incentives
• Education Assistance Program
• Complimentary FIMC Membership Plan
• Access to industry-specific training programs
• Certain roles may qualify for additional benefits such as Relocation Assistance, Debt Assistance, Cell Phone Reimbursement, and Travel/Auto Reimbursement. Contact careers@marinerfinance.comfor additional information.

 

Benefits provided are consistent with applicable state laws and Company policies. Eligibility may vary based on full-time or part-time status, location, or management level.  

 

Physical Demands:
While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; operate computer and phone systems; and talk or hear. The employee is occasionally required to move about. The employee is required to be physically present in the office. The employee must occasionally lift and/or move up to twenty (20) pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus.
 

For additional information, please visit: https://www.marinerfinance.com/careers/benefits/

 

Mariner Finance is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, creed, sex, gender, gender identity or expression, marital status, age, religion, national origin, sexual orientation, familial or caregiver status, citizenship status, status as a victim of domestic violence, medical condition, genetic information, pregnancy, physical or mental disability, or status as a disabled or Vietnam era veteran. Employee must be able to perform the essential duties/functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities to perform the essential duties/functions of their job, absent undue hardship. Drug/Alcohol/Smoke-free workplace. 

Mariner Finance, LLC | NMLS #166564