Account Sales Representative at Mariner Finance in Essex, MD

Summary: Mariner Finance is a consumer finance company that has been providing flexible lending options since 1927. The Account Sales Representative role focuses on delivering exceptional customer service, processing loan applications, and achieving sales goals while ensuring compliance with lending laws. Responsibilities: - Provide exceptional customer service by proactively solving problems, presenting loan solutions based on customer needs, and enthusiastically presenting all available sales products - Process credit loan applications. Analyze credit & financial information for current and potential customers - Proactively contact customers with past due balances to offer possible solutions and resolve delinquency - Achieve consistent results by meeting or exceeding expected individual and branch goals related to the sale of company products and services - Learn Federal, State, and Local Application Consumer laws to ensure compliant actions - Maintain a cash drawer, including processing payments and delivering daily deposits to specified financial institutions as required - May perform additional functions depending on market demand and branch staffing in order to provide consistent quality customer service Required Qualifications: - Provide exceptional customer service by proactively solving problems, presenting loan solutions based on customer needs, and enthusiastically presenting all available sales products - Process credit loan applications. Analyze credit & financial information for current and potential customers - Proactively contact customers with past due balances to offer possible solutions and resolve delinquency - Achieve consistent results by meeting or exceeding expected individual and branch goals related to the sale of company products and services - Learn Federal, State, and Local Application Consumer laws to ensure compliant actions - Maintain a cash drawer, including processing payments and delivering daily deposits to specified financial institutions as required - May perform additional functions depending on market demand and branch staffing in order to provide consistent quality customer service Required Skills: Credit Analysis, Loan Processing, Federal Consumer Laws, State Consumer Laws, Local Consumer Laws, Cash Handling, Customer Service