Team Collections Manager -AGRI-FIN-TRACTOR LOANS… at Kotak… · Guna

We are seeking a high-energy and self-motivated Team Collections Manager to lead recovery efforts in the Tractors and Farm Equipment (TFE) segment. The role involves managing a team, coordinating with internal departments, and ensuring effective recovery of working capital loans in the MSME sector. The ideal candidate should possess strong interpersonal and people management skills, be tech-savvy, and demonstrate a proactive approach to customer service and collections.

Responsibilities

Lead recovery efforts for working capital loans in Agri-related and MSME industries

Ensure quality portfolio management and effective resolution of overdue accounts

Collaborate with internal teams including credit, legal, operations, treasury, and branch banking for seamless recovery processes

Maintain strong follow-up and customer engagement to ensure timely collections

Coordinate with trade finance, CMS, and other departments to support customer needs

Manage client expectations and support risk mitigation strategies

Source new customers and maintain monthly disbursement targets (ticket size ₹2–₹25 crore)

Meet and engage with new leads, financial consultants, and channel partners regularly

Ensure compliance with audit norms and internal policies

Maintain accurate documentation and reporting of recovery activities

Operate with the mantra of “Speed, Scale, and Skill” in all recovery and service efforts