Risk & Controls Product Manager, Vice… at JPMorganChase · Columbus

Lead risk and controls strategy, ensuring compliant, resilient customer acquisition experiences across digital channels.

Shape the future of customer acquisition while strengthening risk governance and operational excellence. Join the Becoming a Customer (BAC) team and play a critical leadership role driving risk, controls, audit readiness, and regulatory compliance across the customer acquisition journey. The BAC Product encompasses Offers, Shopping, and Account Opening experiences that serve millions of customers through digital and assisted channels. This role provides a unique opportunity to influence strategic product outcomes while ensuring a strong control environment and exceptional customer experience.

Job Summary

As a Product Manager within the Becoming a Customer (BAC) Product organization team, you will serve as the lead risk and controls product owner responsible for establishing and maintaining a comprehensive risk management framework across the customer acquisition ecosystem. You will partner with product, technology, controls, compliance, legal, audit, and operational stakeholders to identify, assess, monitor, and remediate risks while supporting product innovation and growth. Leveraging your expertise in risk governance, regulatory compliance, and product management, you will drive audit readiness, control effectiveness, and operational resilience for critical customer and banker-facing applications.

Job Responsibilities

• Establish and own the end-to-end risk and controls framework across Offers, Shopping, and Account Opening product domains.
• Develop and maintain risk registers, control inventories, and issue management processes aligned with firmwide standards.
• Design, implement, and monitor Key Risk Indicators (KRIs) and Key Control Indicators (KCIs) to proactively assess risk exposure.
• Lead Risk and Control Self-Assessments (RCSAs) and drive timely identification, escalation, and remediation of control gaps.
• Define and execute control testing strategies and ensure documentation supporting control effectiveness is maintained.
• Serve as the primary point of contact for internal audits, external audits, regulatory examinations, and control reviews.
• Coordinate audit walkthroughs, evidence requests, management action plans, and audit readiness activities.
• Track and drive remediation of audit findings, Matters Requiring Attention (MRAs), and regulatory commitments.
• Partner with product and technology teams to embed risk management into Agile delivery and product development processes.
• Develop executive-level risk reporting, dashboards, and governance materials for senior leadership.
• Foster a strong controls culture through stakeholder engagement, training, and accountability across the BAC organization.

Required Qualifications, Capabilities, and Skills

• 5+ years of experience in product management, risk management, controls, audit, compliance, or a related discipline
• Advanced knowledge of risk governance frameworks, operational controls, and regulatory compliance requirements
• Experience leading cross-functional initiatives involving product, technology, controls, compliance, and audit teams
• Proven ability to manage complex risk programs, issue remediation, and control effectiveness assessments
• Strong analytical and problem-solving skills with the ability to translate risk insights into actionable business outcomes
• Exceptional verbal and written communication skills, including executive-level presentations and reporting
• Experience leveraging data and metrics to monitor risk posture and drive continuous improvement
• Demonstrated ability to influence stakeholders and drive results in a highly matrixed organization
• Strong understanding of product development lifecycles and Agile delivery methodologies

Preferred Qualifications, Capabilities, and Skills

• 10+ years of experience in risk management, controls, audit, or regulatory governance
• Experience supporting digital account opening, customer onboarding, offer management, or shopping platforms
• Knowledge of JPMC risk governance frameworks, control standards, and reporting processes
• Experience managing consent orders, regulatory remediation programs, or enforcement actions
• Familiarity with customer acquisition products and digital banking experiences
• Background working in Agile product organizations with embedded risk management practices
• Professional certifications such as CRISC, CISA, CRCM, CPA, CIA, or equivalent

About the Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

About the Company

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans