Walk in Drive For Enterprise Credit… at Infosys BPM · Bengaluru

Greetings from Infosys BPM Ltd.,

We are hiring for Walkin Drive for Enterprise Credit Analyst Domain for Bangalore.

Please walk-in for the interview on 08th Aug 2026 (Saturday) in Bangalore.

Note: Please carry copy of this email to the venue and make sure you register your application before attending the walk-in.

Please mention Candidate ID on top of the Resume ***

Please use below link to apply and register your application.

Process Specialist- 4 Yrs to 6 Yrs experience:

https://career.infosys.com/jobdesc?jobReferenceCode=PROGEN-EXTERNAL- 250421

Interview Details:

Interview Date: 08th Aug 2026 (Saturday )

Interview Time: 10.00 AM to 11:00 AM IST Only

Interview Venue:Bangalore :: E-City Phase 2:: Infosys Limited, No. 40/P-41/P, Gate #: 2, Electronic City Phase-2, Industrial Area, Konappana Agrahara, Bangalore- 560100.

Landmark: In Between Sunik Industries and Tejas Networks.

Please find below Job Description for your reference:

Job Location: Bengaluru (Work from Office)

Qualification: Any Graduate (Full Time)

Experience: 4-6 Years

Notice Period: Immediate to 15 Days Only

Shift: Flexible to work for any shift

Job Level:4B

Note: we are looking for Enterprise Credit Analyst.

Job Description

Summary

We are seeking a detail-oriented Credit Analyst responsible for conducting comprehensive financial statement analysis, evaluating merchant and corporate credit risk exposure, performing industry and business risk assessments, and preparing well-supported credit memorandums. The role involves assessing financial strength, determining appropriate credit limits, identifying key risk drivers, and providing recommendations to support sound credit decisions.

Key Responsibilities:
• Analyze audited and unaudited financial statements, including income statements, balance sheets, and cash flow statements.
• Assess merchant and corporate creditworthiness by evaluating profitability, liquidity, leverage, cash flow adequacy, and debt servicing capacity.
• Calculate and evaluate credit risk exposure and determine appropriate credit limits based on financial strength and business profile.
• Prepare detailed credit memorandums summarizing financial analysis, key risks, industry outlook, exposure assessment, and credit recommendations.
• Conduct industry and market research to understand competitive positioning, sector trends, regulatory developments, and macroeconomic impacts.
• Review existing merchant portfolios and monitor financial performance to identify emerging credit risks.
• Evaluate collateral structures, guarantees, and other risk mitigation measures where applicable.
• Perform sensitivity and scenario analysis to assess the impact of adverse business and economic conditions.
• Present findings and recommendations to stakeholders in a clear and concise manner.
• Collaborate with underwriting, risk management, sales, and relationship management teams to support credit decisions.
• Ensure compliance with internal credit policies, risk frameworks, and regulatory requirements.
• Monitor portfolio performance and communicate material risk concerns to management.

Preferred Qualifications:
• Bachelors degree in Finance, Accounting, Commerce, Economics, or related field. MBA/CFA preferred.
• Experience in credit risk analysis, merchant underwriting, commercial lending, or corporate credit analysis.
• Strong understanding of financial statement analysis and credit exposure assessment techniques.
• Ability to write comprehensive credit memos and present credit recommendations.
• Knowledge of industry analysis, risk rating methodologies, and exposure management.
• Advanced Excel and analytical skills with strong attention to detail.

Documents to Carry:
• Carry a printout your updated resume.
• Carry on 2 Photo Identity proof (PAN card/ Driving License / Voters ID Card/ Passport)
• All original education documents needs to be available for verification. ( 10th, 12th , Graduation) (Sem Wise Marksheet, CMM. Provisional and Original Degree)

Mandatory to carry:
• Smartphone with good front camera, charger and Headset for Assessment, Government ID proof Hardcopy.

Pointers to note:
• Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions.
• Original Government ID card is must for Security Clearance.

Thanks & Regards,

Infosys Recruitment Team