Treasury Analyst at FxBridge in Lagos

We are a financial technology company that helps businesses and individuals move money across borders. We support clients with international payments, FX, and cross-border transaction solutions across multiple markets. Our goal is to make global payments faster, more reliable, and easier for the businesses and individuals who depend on them. We work with SMEs, corporates, and high-net-worth clients who need secure and efficient ways to send, receive, and manage international payments.

Role Overview

The Treasury Analyst will play a key role in supporting our cross-border payment operations by helping manage liquidity, rates, providers, settlements, accounts, and transaction reconciliation. This role is responsible for the day-to-day execution of treasury activities that ensure client transactions are priced properly, funded on time, settled accurately, and reconciled correctly. The ideal candidate should be detail-oriented, commercially aware, comfortable with numbers, and able to work closely with treasury, sales, compliance, and operations teams to deliver a reliable client experience. This is a hands-on role for someone who understands FX, payments, and transaction operations, and can support the movement of funds across different providers, currencies, and corridors while maintaining strong controls, accurate records, and strong follow-up discipline.

Key Responsibilities

- Source and compare FX rates from liquidity partners, providers, banks, and market sources to help us offer competitive pricing to clients.

- Support liquidity management by tracking available balances across accounts, currencies, partners, and payment corridors to ensure transactions can be funded and settled on time.

- Manage provider and partner relationships by following up on rates, settlements, transaction status, payment confirmations, and operational issues affecting service delivery.

- Identify arbitrage and margin opportunities by monitoring market rates, provider pricing, corridor spreads, and transaction flows across different currencies and payment routes.

- Support cross-border transaction execution by coordinating with internal teams and external providers to ensure payments are processed accurately, efficiently, and within agreed timelines.

- Monitor settlements closely by tracking outgoing and incoming payments, confirming funds received, escalating delays, and ensuring clients and internal teams receive timely updates.

- Manage treasury accounts and balances by maintaining visibility over bank accounts, wallets, provider balances, and other payment channels used for transaction execution.

- Perform daily reconciliation by matching transactions, payments, balances, fees, rates, and settlement confirmations across internal records, bank statements, and provider reports.

- Maintain accurate treasury records by updating trackers, ledgers, CRM notes, transaction logs, rate sheets, settlement reports, reconciliation files, and other internal treasury documents.

- Escalate exceptions and resolve issues quickly by identifying failed payments, delayed settlements, rate differences, missing confirmations, incorrect balances, or reconciliation gaps.

- Collaborate with sales, compliance, and operations teams to ensure transactions are properly documented, priced correctly, compliant, and executed with a strong client experience.

- Provide regular treasury updates on liquidity position, settlement status, provider performance, rate trends, transaction margins, reconciliation issues, and key operational risks.

Requirements

- 2 to 4 years of experience in treasury operations, payment operations, finance operations, FX operations, banking operations, fintech, or a related field.

- Strong understanding of FX, payments, cross-border transactions, settlement processes, liquidity, and transaction reconciliation.

- Comfortable working with numbers, rates, margins, balances, and transaction records.

- Strong attention to detail and ability to identify errors, discrepancies, delays, and reconciliation gaps.

- Experience working with banks, fintech partners, liquidity providers, payment providers, or financial service platforms is a plus.

- Ability to manage multiple transactions, providers, accounts, and follow-ups at the same time.

- Strong Excel or Google Sheets skills, including comfort with trackers, reconciliations, formulas, and transaction reporting.

- Strong communication skills and ability to follow up professionally with internal teams and external partners.

- Good judgment and ability to escalate urgent issues quickly, especially where payments, settlements, or client funds may be affected.

- High level of integrity, confidentiality, and responsibility when handling financial information and transaction records.

- Ability to work in a fast-paced environment where accuracy, speed, and reliability are critical.

Compensation

- Competitive base salary.

- Treasury Incentives: In addition to base salary, the Senior Treasury Analyst may be eligible for treasury performance incentives tied to agreed monthly and quarterly targets.

- Incentives may be based on clear treasury performance metrics, including settlement timeliness, reconciliation accuracy, liquidity availability, provider responsiveness, transaction margin support, rate competitiveness, and overall contribution to smooth payment operations.

- Performance will be reviewed monthly and quarterly, with incentives awarded based on achievement against agreed targets.

Why Join Us?

- Join a fast-growing cross-border payments company serving real business needs.

- Gain hands-on exposure to FX, treasury operations, liquidity management, settlements, and international payments.

- Work directly with experienced treasury, sales, compliance, and operations teams.

- Build a strong foundation in payment execution, reconciliation, provider management, and transaction operations.

- Play a key role in ensuring clients receive fast, reliable, and secure cross-border payment services.

- Opportunity to grow into more senior treasury, operations, or finance roles based on performance.

Pay: ₦300,000.00 - ₦450,000.00 per month

Work Location: Hybrid remote in Lagos (Lagos)