Financial Analyst at Forage in San Francisco, CA

About Us:

Forage is building the modern payments stack that powers inclusive commerce. Our technology enables grocers, delivery platforms, and point-of-sale systems to seamlessly accept EBT payments both online and in-store. Beyond infrastructure, we’re helping SNAP EBT shoppers stretch their grocery budgets every week, making healthy food more affordable and accessible to the 42 million Americans on food assistance.​

Backed by leading fintech investors, Forage is a fast-growing startup with a clear vision and real-world impact, feeding tens of thousands of families daily. Our team is made up of kind, driven individuals who take ownership, move quickly, and collaborate closely. We value humility, curiosity, and a shared commitment to making a difference.​

We’re not just building payments infrastructure — we’re helping feed tens of thousands of families each day, and transforming grocery access for millions more. Watch our story and see why we do what we do.

What we are looking for:

We are hiring a Financial Analyst to support the scaling of Finance as Forage expands across multiple business lines (Core EBT, Consumer, HSA/FSA, WIC) and transitions toward GAAP-compliant reporting. This role will operate at the intersection of accounting and FP&A. The ideal candidate is detail-oriented, analytically strong, and comfortable owning both execution and modeling in a fast-moving environment.

This person will work directly with the Director of Finance and will have meaningful exposure to business strategy, pricing, and operating decisions.

Qualifications:

• 3–5 years of experience in finance, accounting, or FP&A
• Strong understanding of GAAP fundamentals
• Experience participating in month-end close (accruals, prepaids, reconciliations)
• Experience building and maintaining financial models and projections
• Advanced Excel or Google Sheets skills (comfortable building models from scratch)
• Strong analytical and problem-solving skills
• High attention to detail and ownership mindset
• Ability to manage multiple workstreams in a fast-paced environment

Preferred but not required:

• Background in Big 4 audit or accounting advisory
• Experience at a high-growth startup or fintech company
• Exposure to revenue recognition (ASC 606)
• Experience building multi-scenario financial models
• Familiarity with transaction-based or payment processing revenue models
• Experience with stock-based compensation accounting
• Experience supporting audits or GAAP transition
• Familiarity with payment processing or transaction-based revenue models
• Experience with accounting systems (e.g., QuickBooks or similar ERP tools)

Key Responsibilities:

Accounting & Operations

• Support transition toward GAAP-compliant accounting
• Assist with month-end, quarter-end, and year-end close processes
• Prepare accruals, prepaids, and revenue-related schedules
• Perform balance sheet reconciliations
• Help improve and scale accounting operations and close discipline
• Support AR/AP process improvements and documentation
• Assist with compliance reporting, filings, and internal control development

FP&A & Strategic Finance

• Build and maintain financial models across multiple business units (Core EBT, Consumer App, HSA/FSA, expansions)
• Support consolidated forecasting and re-forecasting
• Assist with pricing analysis and unit economics modeling
• Analyze gross margins and cost drivers across BUs
• Prepare reporting packages and variance analysis
• Support new business line launches from a financial modeling perspective
• Assist with board and investor reporting preparation
• Contribute to ad hoc analyses tied to growth initiatives and strategic decisions

Our offer:

• Your base salary would fall within the bands below. Please keep in mind that the equity portion of your offer is not included in these numbers and represents a significant part of your total compensation.
  • Financial Analyst: $115k-$135k, depending on experience and location.
• Meaningful work that makes a positive impact on our society.
• 100% of Medical, Dental and Vision coverage for yourself and dependents.
• Enjoy regular team lunches at our San Francisco office, fostering collaboration and connection over great food.
• A fun and caring environment that prioritizes transparency, growth, and ownership.
• A talented, high-achieving, and humble team with diverse backgrounds and viewpoints.

Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries at our headquarters in San Francisco, California. Individual pay is determined by work location, job-related skills, experience, and relevant education or training.

We aim to review every application within 4 business days of submission and provide feedback on each of your interviews within 2 business days of completion. If you don't hear from us, please reach out to your recruiter or careers[at]joinforage[dot]com directly to get an update on your candidacy.

Integrity & Fairness: To maintain a fair and equitable hiring process for all candidates, we require that interviews and exercises be completed without the use of AI-powered tools. We assess candidates based on their direct experience, judgment, and communication.

Please note: We are not engaging with third-party recruiters or agencies for this role. We kindly ask that you refrain from contacting us regarding recruitment services. Fees will not be paid for unsolicited resumes sent to Forage.

Please note: Forage is unable to provide visa sponsorship for this role. Applicants must have work authorization that does not require visa sponsorship now or in the future.