Credit Analyst at First Western Trust in Aspen, CO

Summary: First Western Trust is a financial institution committed to excellence and innovation. The Credit Analyst role involves underwriting new loan requests, managing renewals, and maintaining portfolio compliance to ensure strong credit performance and client retention. Responsibilities: - Underwrite and analyze consumer and less complex commercial loan requests in support of Relationship Bankers - Manage loan portfolio compliance, including file exceptions, past dues, maturing loans, covenant tracking, and documentation - Coordinate all stages of credit processing—from client outreach and document collection through application, approval, closing, and onboarding - Facilitate renewals, modifications, and annual reviews to maintain relationship quality and prevent asset attrition - Identify lending opportunities within existing client relationships and introduce additional bank products to meet client needs - Maintain up-to-date knowledge of internal policies, procedures, and regulatory requirements, ensuring adherence across all credit functions Required Qualifications: - Bachelor's degree in business, finance, or a related field - 3–5 years of experience in lending, credit administration, and/or banking - Proficiency in Microsoft Office Suite, with exceptional Excel skills - Experience using banking and credit software - Experience with CRM systems - Strong mathematical and analytical skills - Excellent written and verbal communication skills - Ability to organize, prioritize, and manage multiple tasks - High initiative and follow-through - Ability to work independently and with a team - Self-starter with strong problem-solving skills - NMLS registration upon hire Required Skills: Credit analysis, Underwriting, Portfolio management Important Skills: Microsoft Excel, Banking software, CRM systems Nice-to-Have Skills: Mathematical skills, Analytical skills, Independence Benefits: 401(k) plan with employer match, Paid parking and transportation benefits, Comprehensive health and wellness benefits, including: Health savings accounts (HSA), Flexible spending accounts (FSA), Medical, dental, and vision coverage, Generous paid time off and bank holidays, Access to training and professional development programs, Sponsorship and support for obtaining professional certifications