Commercial Title Insurance Underwriter -… at Fidelity… · Winston-S…

Overview

The Commercial Title Insurance Underwriter is responsible for reviewing, analyzing, and underwriting complex commercial real estate transactions to determine insurability and issue title commitments and policies. This role involves assessing risk, resolving title defects, advising internal teams and clients, and ensuring compliance with underwriting guidelines, state regulations, and company standards.

Duties

•Underwrite commercial title insurance commitments, endorsements, and policies in accordance with company and regulatory guidelines.•Review and analyze title searches, surveys, recorded documents, zoning matters, easements, restrictions, and other real property issues.•Identify title defects, risks, and exceptions, and develop solutions to clear or insure over complex title matters.•Draft and approve policy exceptions, requirements, endorsements, and special underwriting provisions.•Provide underwriting guidance and technical support to escrow, closing, sales, and legal teams.•Communicate effectively with clients, attorneys, lenders, and developers regarding underwriting decisions and risk mitigation.•Interpret contracts, leases, loan documents, and other transaction related materials for underwriting purposes.•Stay current on industry trends, underwriting practices, and applicable state and federal laws.•Assist with training and mentoring staff, as needed.•Maintain accurate documentation and ensure timely issuance of commitments and policies.

Education

High School Diploma or Bachelor’s degree strongly preferred.

Experience

•Minimum of 2+ years of experience in commercial title underwriting, real estate law, or related field.

•Strong understanding of commercial real estate transactions, including acquisitions, refinances, and development projects.•Excellent analytical, problem solving, and decision making skills.•Ability to manage multiple files and deadlines in a fast paced environment.•Strong written and verbal communication skills.•Proficiency with title production systems and underwriting tools.

Preferred Skills and Experience•Familiarity with complex endorsements and insured lender requirements•Background working with attorneys, lenders, and commercial developers•Ability to balance risk management with client focused solutions