Loan Analyst at Elect Capital in London, England, GB

Loan Analyst

📍London, UK / Reports to Underwriting Team

About Elect Capital

Elect Capital backs ambitious UK businesses with capital that cuts through the noise. Built for speed, edge and action, we deliver funding where others stall. We're not here to reinvent lending — we're here to do it better. Elect offers 1–6 month fixed-term business finance with daily or weekly repayments and fast, transparent decisions, with 90% of completed applications receiving an offer within 4 hours.

Our Mission To back ambition — disrupting the lines of traditional finance and providing access to ambitious businesses, with capital that moves as fast as they do.

Our Values: C.O.R.E

• Challenge — ask the hard questions, improve what you touch
• Opportunity — spot it, shape it, run with it
• Resilience — stay steady, adapt fast, keep momentum
• Edge — think sharp, move sharp, stand out

The Role

• The Loan Application Analyst plays a critical role in maintaining the speed and quality Elect is known for
• You'll prepare files for underwriting, "scrubbing" applications so bank statements are clean, understood and ready for decisioning
• A fast-paced, precise role that's a great entry point into SME lending for someone hungry to build a career in finance

Key Responsibilities

• Work through and verify loan application bank statements for accuracy, clarity and completeness
• Identify errors, missing information, and inconsistencies in application packs
• Liaise with underwriters, brokers and internal teams to clarify and correct submissions
• Maintain a daily log of scrubbing activity and recurring issues to drive process improvements
• Support the operations and credit teams to ensure only clean files move to decisioning

What We're Looking For

• A finance, accounting, or related degree
• Strong Excel skills
• Excellent attention to detail and comfortable working with data, documents, and financial records
• A steady, hungry attitude — ready to get stuck in, no ego
• Strong organisational skills and able to meet tight deadlines
• Clear, efficient communicator, internally and with external brokers

Bonus

• Previous experience in financial services, lending, or quality assurance

Our Offer

• A fast, focused environment where your impact is immediate
• Ownership over your work and a voice in how we improve
• Opportunities to grow with a company that's scaling quickly
• Competitive salary and a clear path for progression
• Private health cover
• A chance to contribute to a mission-driven company

Think you're a fit? Let's talk.