Senior Software Engineer, Party & Account… at DriveWealth · New York

About Us

DriveWealth is on a mission to make investing easier. We believe that everyone should have the ability to control their financial future, and that access to financial markets should not be limited by geography, wealth, or legacy systems. We are a global B2B financial technology organization dedicated to democratizing access to financial independence around the world. Our mission is realized through an API-based platform, empowering our partners to offer seamless investing and trading experiences to clients worldwide, all from their mobile devices. Our technology provides partners with a modern, extensible toolkit, enabling traditional investment workflows and innovative techniques like fractional share ownership. DriveWealth has evolved into a global platform offering trading of US equities, mutual funds, ETFs, fixed income, and options.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for this opportunity. Our culture blends the pace and agility of a fintech start-up with the impact, stability, and discipline of Wall Street. We encourage creativity and experimentation while ensuring institutional-grade execution and regulatory compliance in everything we do. Join us and help build the future of global investing!

About the Role

We are seeking an experienced Java Backend Engineer to design, build, and scale the core systems that power brokerage account operations for DriveWealth's global institutional partners. This role is with DriveWealth's Party & Account Services, the team responsible for customer onboarding, KYC and compliance workflows, brokerage account lifecycle management, and integrations with clearing, tax reporting, and regulatory systems.

You will work closely with product managers, compliance, quantitative, and risk teams to translate complex regulatory and business requirements into robust, production-grade backend systems. These systems span a wide range of capabilities, including support for joint and retirement account types, tax form processing, domain event-driven workflows, and downstream clearing integrations with platforms such as FIS, DTCC and InteliClear.

Build the account infrastructure that global institutional partners and millions of investors depend on every trading day.

What You'll Do

• Ensure Tier-1 API availability and meet SLA requirements (150 ms target ) across core services.
• Design and deliver backend Java services for DriveWealth's Party & Account System (PAS)—the core platform that manages user registration, KYC workflows, and the full brokerage account lifecycle for global institutional partners.
• Lead the technical design and implementation of new account types from API ingestion through validation, data storage, and event publishing.
• Build and maintain REST services and Kafka-driven asynchronous processors that support account operations across equities, options, and fixed-income asset classes.
• Own integrations with downstream clearing and reporting systems, including InteliClear (INTC/AOD), FIS, DTCC ACAT, and BetaNXT tax reporting.
• Partner cross-functionally with quantitative, product, compliance, and risk teams to translate regulatory requirements (KYC, W-8/W-9 tax forms, FINRA rules) into precise, testable system behavior
• Monitor production systems (EKS, Postgres, DynamoDB, Redis, Kafka) and diagnose latency, throughput, resiliency, and consistency issues across distributed asynchronous workflows.

Special Knowledge (Nice to Have, But Not Required)

• Experience working with internal shared libraries, Maven multi-module repositories, and JFrog Artifactory.
• Familiarity with LLMs, Agents, prompt engineering, RAG, embeddings, vector databases, and semantic search patterns.
• Experience building AI-powered applications using frameworks such as LangChain, LangGraph, CrewAI, or Strands SDK.
• Exposure to agentic AI architectures, including multi-agent orchestration, tool calling, workflow automation, memory management, and HITL approval pattern.
• Familiarity with MCP, AI tool integrations, and API-driven agent ecosystems.

New York City Metro - 3 days/week in-office

Pay Range: $155,000 USD - $175,000 USD

If you're not based in one of these metros, this role is not a fit. Applicants must be authorized to work for any employer in U.S.—DriveWealth is unable to sponsor or take over sponsorship of an employment visa at this time.

Working at DriveWealth

We do our best work when we’re in the same room. To maintain the speed our partners expect, our New York, Chicago, and Lithuania teams work in-office 4 days a week. We’ve found that being physically side-by-side is the only way to solve complex problems in real-time and stay truly accountable to the products we ship. When you’re here, you’re working directly with the people making the decisions. To support that work, we provide competitive compensation, equity, and a 401(k) match. We also offer full insurance coverage, a wellness reimbursement, a company-provided phone, and a personal development allowance. Finally, we value the time you spend away from the office with generous PTO, observed holidays, and extended leave.

Work Authorization

Applicants must possess the legal right to work in the country where the position is located at the time of application. DriveWealth requires all employees to provide original documentation verifying their work authorization on or before their first day of employment.

For US-based roles: Applicants must be currently authorized to work in the United States on a full-time basis without the need for current or future visa sponsorship. DriveWealth does not provide visa sponsorship or support for employment authorization, including transfers, at this time. Offers of employment are strictly contingent upon an individual’s ability to secure and maintain the legal right to work at the Company.

How We Think About AI

We leverage AI to work smarter and move faster. We seek AI-curious talent who are proactive about using emerging tools to increase signal quality, reduce friction, and improve outcomes to deliver products faster, provide better service to our partners, and to streamline processes. Your ability to leverage our internal tools and technology to drive results is as important to us as your core domain expertise.

Compensation

Pay is generally based on the level, complexity, responsibility, location, and job duties/requirements of the specific position. We then source candidates with the requisite skills, expertise, education, training, and experience. If you are selected for an interview, please feel welcome to speak to a recruiter about our compensation philosophy and other available benefits. This role is eligible for base, bonus, equity, 401(k) match, and heavily subsidized benefits and perks.

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply.

Agency Disclaimer

DriveWealth does not accept agency resumes. Do not forward resumes to our jobs alias, employees, or any other organization location. DriveWealth is not responsible for any fees related to unsolicited resumes.