Loan Opener at CrossCountry… · LC10242…

Summary: CrossCountry Mortgage, LLC is the nation's number one distributed retail mortgage lender with more than 9,000 employees. The Loan Opener is responsible for ordering documentation, reviewing disclosures, and communicating with loan officers and processors to ensure accurate loan file management. Responsibilities: - Confirm all information in the loan file is accurate and complies with both compliance and company policy - Request services and verifications - Request updated Homeowner’s Insurance Policies from insurance agent - Order title reports, appraisals, tax transcripts from IRS, etc - Verify rental payments, deposited funds, mortgage payment history from current lender, and 2-year work history from employers - Order subordination agreements if borrower has two mortgages and only one is being paid off - Order condominium documentation - Prepare disclosures and re-disclosures within 3 days of application or Change of Circumstance - Verify accuracy of fees to mitigate TRID and RESPA violations - Upload Disclosures to Encompass - Review Compliance Review, revise any changes to obtain a pass - Review for HPML, Safe Harbor and Rebuttable Presumption - Answer Disclosure emails timely and accurately - Communicate with all partners including Sales, Processing, Closing and Underwriting as needed Required Qualifications: - High school diploma or equivalent - A minimum of 1 year of origination experience - Experience collecting and analyzing borrower income and negotiating - Excellent communication skills - Proficient in standardized software applications, including Microsoft Office Suite (i.e., Word, Excel, PowerPoint and Outlook) Required Skills: Loan Origination, Borrower Income Analysis, Microsoft Word, Microsoft Excel, Microsoft PowerPoint, Microsoft Outlook Benefits: Competitive compensation plan, Medical, dental, vision, 401K, Company-provided short-term disability, Employee assistance program, Wellness program