Finance Associate at Coastal in Everett, WA

Summary: Coastal is a modern banking company that combines financial infrastructure with innovative fintech solutions. The Finance Associate role is an entry-level position designed to provide foundational experience across various finance functions, supporting teams such as Accounting, Financial Planning & Analysis, and Financial Operations. Responsibilities: - Assist with month-end and quarter-end close processes under direction of senior team members - Support journal entry preparation, account reconciliations, and financial documentation - Work across teams to gather, validate, and organize financial data - Help maintain accurate financial records in accordance with GAAP standards - Support preparation of internal financial reports and external audit requests - Assist with daily and monthly reconciliations - Assist with budget tracking, forecasting activities, and variance analysis - Help build and maintain basic financial models and Excel-based reporting tools - Support preparation of dashboards or presentations for leadership - Support analysis of Banking‑as‑a‑Service (BaaS) program metrics - Assist with operational finance tasks such as fee revenue tracking and partner settlement support - Participate in cross-functional finance projects involving product, compliance, and operations teams - Assist with basic loan accounting support, including maintaining loan schedules, validating data inputs, and escalating discrepancies to senior accounting staff - Assist finance staff with loan accounting activities such as interest income review, loan balance tie‑outs, and data validation Required Qualifications: - High attention to detail, accuracy, and organization - Openness to learning and a demonstrated growth mindset; actively seeks to build new skills across different finance functions - Willingness to accept and act on feedback with professionalism and curiosity - Ability to work in a fast-paced environment with shifting priorities - Proactive attitude with the ability to ask thoughtful questions and seek clarification when needed - Demonstrated reliability, follow-through, and eagerness to contribute to team goals - Bachelor's degree in Accounting, Finance, Business, Economics, or related field - Demonstrated experience working with Excel at an advanced level (pivot tables, lookups, formulas, basic modeling) - 1-3 years' experience in finance either through internship or work experience Preferred Qualifications: - VBA experience a plus Required Skills: Bachelor’s degree in Finance, Advanced Excel skills Important Skills: GAAP knowledge, Financial modeling Nice-to-Have Skills: Growth mindset Benefits: Medical Coverage: Choose from three competitive medical plans to find the coverage that best fits your needs and lifestyle., Health Savings Account (HSA): Available with eligible medical plans, offering tax advantages and employer contributions., Flexible Spending Accounts (FSA): Options for healthcare and dependent care expenses to help you save on out-of-pocket costs., Dental and Vision Insurance: Plans to keep you and your family smiling and seeing clearly., Life Insurance: Company-paid basic life insurance with options to purchase additional coverage for yourself and your dependents., Long-Term /Short-Term Disability (LTD): Income protection in the event of a long-term illness or injury., Supplemental Benefits: Including Hospital Indemnity, Accident Insurance, and Critical Illness coverage to provide extra financial support when you need it most., 401(k) Retirement Plan: A competitive retirement savings plan with company matching to help you plan for the future., Paid Time Off: Generous vacation and sick leave policies to support your time away from work., Holidays: Enjoy 11 paid holidays throughout the year.